Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I have worked with many loan officers over the past 20 years and on numerous transactions. Mr Graham has been the most efficient and effective in facilitating a loan from start to finish. He appears to work overtime to get things done!!
Dwayne kept me in the loop through the entire process. Was quick to answer any questions I had & would call to make sure his Text/emails covered my concerns. Would highly recommend Dwayne & his team. Very smooth & painless process. 👍🏻👍🏻
Dwayne is amazing. Definitely someone you want to have in your corner during the home buying process. He was always so patient and kind no matter how many times we called or how many questions we asked. We are beyond grateful and Thankful for...
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Loved Dwayne's transparency and professionalism. Also, getting the work done in a timely precise fashion.
Always keeping all parties informed.
Dwayne is a consummate professional who will push to ensure you have the best mortgage loan process that’s available. He went above and beyond to ensure my wife and I were given top notch service.
Great communication, never had a question that wasn’t answered. Always professional and nice. Definitely the best experience I could have in my first time buying a home
Mr Dwayne is great person with well experienced and knowledgeable person in the Mortgage field .He is not like the like other lenders when they always say I will pre approved your loan but at the end they cannot do it , he never linger around...
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Dwayne and his New American Funding team are thorough, professional, experienced, and excellent communicators. My buyers and I were consistently kept abreast of every step in the process from rapid availability of an adjusted pre approval letter...
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Dwayne did a fantastic job walking me through every step of the process and took his time to answer all of my questions. Moreover, New American Funding was really quick in responding and supported me through every step of the process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.