Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very professional.
Dwayne and his staff were very communicative and let us know what was going on throughout the process. If we had questions, they were answered immediately and thoroughly. It's clear that Dwayne and his team go the extra mile. Closings can be...
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Dwayne was very helpful and kept great communication along the whole process!
New American has funded several loans on investment properties for me. Mr Graham knows how to get things done!! He and his team were very responsive and helpful when we ran into a few speed bumps on the most recent purchase—due to the seller....
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I worked with Mr. Graham on (3) mortgage loans over a period of 9 months and would use his services again as well as recommend him to others. His knowledge and experience helps to get loans closed on time!
Mr Graham was very diligent in moving the loan process forward through closing.
Dwayne Graham has received a review with 5 star rating from Somewhere N
The team at New American Funding made the refinancing process easy and stress free. I want to especially thank Dwayne Graham for answering all my questions when I got confused. He not only put my mind at ease but he let me know that he will...
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Dwayne and his team we’re very knowledgeable in the loan process. They were all easy to get a hold of and responded back quickly with any concerns or problems. you can really tell they really appreciate their customers and go beyond to help...
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Dwayne was very professional all through the loan process. He always went out of his way to listen and understand our need and very quick to respond. Very impressed by him and his team.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.