Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Quick and simple. Zero issues and Zero drama. Loved it.
Dwayne and team are definitely the A-Team. Their professionalism made this process smooth and transparent, which are both pluses for first time buyers. An absolute pleasure to work with, and I could not be more thankful that we worked with...
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Constant and total communication and transparency. The team made the process as smooth as possible to put forward the best case for a loan.
Stand up job, by a stand up team.
Dwayne and his team did everything in their power to help me and I am so appreciative! I would definitely recommend them!
I’ve worked with Dwayne twice and each time has been a great experience. He always kept me in the loop in regards to the funding process and was patient in answering all my questions. I always felt that he was being honest with me and giving...
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Dwayne and the team did a fantastic job of getting the process done in an expeditious manner at a very reasonable total cost. We appreciate the hard work this must have been especially in these trying times.
Dwayne and the team was wonderful !
Clients were pleased with the outcome and the exceptional service they received!
From the very first time I met Dwayne at a home buyer's seminar, he answered all of my questions in great detail. He was available in the evenings after normal work hours and on weekends. All of my many questions and concerns were answered...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.