Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very forthcoming,to the point, no frills or hassels.
Dwayne Graham has received a review with 5 star rating from Africa M
I am writing this review while soaking is my amazing garden tub in my dream home. When everyone else said "no" Dwayne said "yes". When everyone one else said "that's a problem ", Dwayne said "I can fix it". This man is a miracle worker and...
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Dwayne and his team worked on my orginal financing, therefore, it only made sense to go back to him to refinance. Again he and his team were amazing and very transparent with expectations. I will always recommend him and his expertise to deliver....
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The team was incredibly responsive to any email and Dwayne is extremely thorough and makes it his priority to make sure the process goes smoothly. Will definitely recommend.
Dwayne Graham has received a review with 5 star rating from Pauline S
I was kept updated as the process progressed. Awesome customer service. I have already referred 2 clients to Dwayne. All my questions were answered in a timely fashion. Other personnel involved were awesome and respectful. I remember Jocelyn.....
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Overall interaction and professional advices were exceptional.
Dwayne went above and beyond in assisting myself and Anthony through the entire process. It was challenging at times but his patience and understanding helped us tremendously.
Excellent to work with. On top of the entire process
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.