

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The entire process was good
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Mr. Selvin.
Very clear and frequent communication
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Adriana, I appreciate your feedback. Keeping communication clear and frequent is important to me, and I'm glad that it made a difference in your experience.
Dwayne was very knowledgeable understanding of all my questions took his time explaining everything to me. It was a joy to work with Dwayne.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for saying that Lia. It was a pleasure working with you as well :)
Constant contact and patiently assisting.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Mr. Oteng
Dwayne Graham has received a review with 5 star rating from Millie U
Reply from Dwayne Graham
January 10th, 2026 09:47 PM
Thank you Millie :)
Amazing help ama support from Dwayne and the team!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you very much for the kind words Millie and for trusting my team and I 😊
Dwayne was very knowledgeable and helped my family get where we needed to get into our home before the bew new year .
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Kimberly. It was a big part of my team's goal to get you guys in before the end of the year and I am happy that we were able to 😊
Thank you for your service and support
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for saying that Mr. Maxlino!
Amazing. Very knowledgeable an easy going throughout the whole process.
Reply from Dwayne Graham
December 6th, 2025 09:12 PM
Thank you for saying that Mrs. Maxlino 🙂
Dwayne made us feel comfortable by educating us during the process and keep us informed through out every step.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Mrs. Maxlino :)
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.