

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I would like to THANK Mr. Dwayne Graham for helping again with our 2nd Investment property. Mr. Graham helped us have a smooth closing with our primary home. We were very nervous about the process, paperwork, underwriting and so on. Once we...
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Reply from Dwayne Graham
March 2nd, 2026 08:49 PM
Cedric, I'm grateful for your feedback and trust in my support through purchasing both your primary residence and second investment property. It’s wonderful to hear that you felt comfortable throughout the process. I’m excited about your goal...
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What made this experience Great?1.) The time and patience that was given to me and my wife during to loan process.2.) Having a Branch Manager literally ready to help with any Questions or Concerns we would have during the loan process.3.) This...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Cedric, I appreciate you taking the time to share your experience. I'm glad to hear that my efforts and support during the loan process made a difference for you and your wife. Building long-term relationships and being accessible whenever...
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The NAF will definitely do their best to get you those keys.
Reply from Dwayne Graham
February 26th, 2026 03:13 PM
Javier, I'm pleased to hear about your positive experience with New American Funding. Making the process as smooth and effective as possible is a priority for me. If you have any further questions or need assistance, please don't hesitate to...
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Dwayne and the team's expertise and guidance was surely appreciated
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
I'm grateful for your kind words, Javier. Providing expertise and guidance is a key part of what I strive to do, and it means a lot to know it was appreciated. If there's anything else you need in the future, please feel free to reach out.
Dwayne Graham has received a review with 5 star rating from Jerrell N
Reply from Dwayne Graham
February 24th, 2026 05:10 PM
I appreciate the five-star rating, Jerrell. Thank you!
knowing that, it's not all about the sale and I really look out for your best interest. is a great manager and has an exceptional team around him. I'm really grateful that he was in my corner....
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for taking the time to say that Jerrell. My team and I understand that this is a big deal for you and your family and that the entire process should be treated that way. I appreciate the kind words more than you know. Congratulations...
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Working with Dwayne was such a pleasure! He turned around a difficult situtation for my client's and made their transaction smooth and informative . He was knowledgable, professional, and exceptional at what he and his team is capable of doing....
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for taking the time to say that Diamond and thanks for trusting me team and I. We are glad that we were able to turn things around for them 😊
Specializes in VA home loan!!! We had a hard time with our last lender and Dwayne made this process so rewarding and refreshing. If I was to buy again I will 1000% go through him and his team. Peace of time and my husband and I closed right...
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Reply from Dwayne Graham
February 10th, 2026 07:19 PM
Wow! Thank you for saying that Ashlei. That is a huge compliment. I appreciate you taking the time to say that. My team and I understand that purchasing a home can be stressful but we try to make it as stress-free and rewarding as possible....
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Dwayne was professional, proficient a made iur experience so much better than before.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Ashlei. I appreciate you and Gabe trusting my team and I to guide you on your home buying Journey 🙂
Dwayne Graham has received a review with 5 star rating from Roy A
Reply from Dwayne Graham
February 9th, 2026 05:02 PM
Thank you Mr. Roy
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.