Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I highly recommend NAF Dwayne Graham to manage your loan application. He’s a rarity and he can be trusted to manage even the most challenging cases.
Reply from Dwayne Graham
October 23rd, 2025 05:04 PM
Thank you for he kind words Bobby. I appreciate you for say that!
Mr. Dwayne Graham from day one, took lead on ensuring that my loan application/process went extremely smooth. He kept me and everyone involved informed and reassured. We can truly say, we couldnt have done this without his expertis. We will...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Bobby. I appreciate you trusting my team and I. Thanks again Bobby
Dwayne was amazing! He worked so hard to fit a square peg into a round hole. It was a miracle that this loan closed and Dwayne found a way to make it happen. I will refer him to other clients.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
WOW! Thank you for the kind words Yvette. I have an amazing team and they deserve all the credit for getting Bobby in his new home. Thanks for trusting my team and I to get him over the finish line and for thinking of me for future clients...
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Dwayne Graham has received a review with 5 star rating from William O
Reply from Dwayne Graham
October 13th, 2025 03:31 PM
Thanks William 🙂
Dwayne Graham is by handa down the best loan officer I have ever worked with. if you're looking for a knowledgeable loan officer with a wealth of experience. Dwayne is your guy. He actually answers his phone and great at getting you answers...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
That is a HUGE compliment Williams. Especially with you been in the Real Estate Industry for as long as you have. I appreciate the kind words and thank you for trusting my team and I to be part of your home buying Journey.
From Day 1 Dwayne was amazing, communicative and helpful. The closing of our loan was awesome and these guys have it all together.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for saying that Tanya. You were amazing to work with as well. We appreciate you giving us the opportunity to help you. Thanks again Tanya 🙂
Top of the top!!!!! Would not ever deal with anyone Else ever
Reply from Dwayne Graham
October 1st, 2025 03:46 PM
WOW! that is a Huge compliment. Thanks for trusting my team and I Blaze. We are glad that we were able to help get you in your home 🙂
I was always informed and situations handled before I even knew of them!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
We do our best to take care of challenges before they become big chalenges. Thanks for recognizing that Blaze 🙂
We had an amazing experience working with Mr. Graham at New American Funding! As first-time homebuyers, we had a lot of questions, and Dwayne was always patient, kind, and thorough in walking us through each step. He communicated with us promptly...
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Reply from Dwayne Graham
October 1st, 2025 03:48 PM
Thank you for the kind words Alexis. We do our best to make things as seemless and stressfree as possible 🙂
Dwayne Graham with New American Funding was an outstanding person to work with throughout this process. As first-time homebuyers, we had countless questions, and he was always patient, kind, and extremely thorough in his responses. He communicated...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Alexis 🙂
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.