Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne and his team took very good care of me. I learned so much from them. Dwayne answered my questions honestly and often provided the pros and the cons of every decision point and gave me the time to decide what I wanted to do. If you are...
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Great Service!
Dwayne is such a miracle worker... When everyone else says no and can't do what they promised. Dwayne will definitely 💯% get U a yes and make all your dreams come true... Thank you Dwayne for helping me, my family and friends.. You have been...
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Dwayne went above and beyond the call of duty. As a first time home buyer, he understood the need to slowly walk me through the process every step of the way. I even made him repeat things he had told me before because I forgot. He was so patient...
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He was very personable and that made it easy. He took time to explain everything. The loan process was very organized. Dwayne kept me informed along the way.
He always answered my questions. I was able to reach him during closing. I also like the updates I received during the transaction. Lastly my client was very pleased which makes all the difference!
Dwayne was great to work with! He was always willing to answer all our questions and explained things in a way that made sense to us as first-time homebuyers. He made the process feel smooth and stressless! We're so glad we worked with him!
Mr. Graham and is team are awesome. I worked with him on my original loan and again to refinance. Dwayne is as courteous and transparent as anyone can ask, he makes the entire process easy and worry free.
Dwayne Graham has received a review with 5 star rating from Fazal A K
Every possible good word for him, he is simply great. Thank you Sir, you helped me, where no one else could. I would personally recommend you to everyone who really need a great service.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.