Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Introduced to this business by a co worker, as a outsider with limited knowledge Dwayne provided guidance and knowledge throughout the process. Even with the uncertainty of COVID, no one better!
It was a long drawn out process and Dwayne was helpful anytime I needed it. Explained everything clearly and kept up with me even when it seemed like we’d never find a house. Never acted like dealing with me was a chore always friendly and...
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Dwayne and his team were flexible and supportive, offering feedback and suggestions along the way. Great experience!
Straight forward, available at all times to answer any questions I had. It’s been a year since we purchased and he continues to offer assistance and guidance when I reach out.
Responsive, experienced, courteous and professional. Highly recommend.
The thought of owning a home seemed extremely daunting - It's a major investment as well as a major financial decision that I knew I would have to live with for a span of years or even the rest of my life. Dwayne went above and beyond to provide...
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Dwayne was always responsive and I don’t think there was a single time I called that he didn’t answer the phone
I really appreciate the attention to detail and professionalism of Dwayne Graham and his team. When buying a home, details and experience matter and I am glad I trusted him and his team with this process !
Dwayne stayed with the transaction to the point of coming to the closing!
I was referred to Mr. Graham by a friend and what stood out from the beginning was his integrity. He took the time to explain the process to me and what to expect. He was working behind the scenes on my behalf. He gave me choices and never...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.