Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
My husband and I had the absolute pleasure of working with Derek Ringer as our loan officer, and we couldn't be more grateful for his help throughout the home buying process. From start to finish, Derek was incredibly knowledgeable, responsive,...
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Reply from Owner
January 9th, 2026 11:21 AM
Thank you so much for these kind words, Kimmy! It's always great to work with amazing families. I could not have been so efficient without you & Jake being on top of everything! The pleasure was all mine!I am very proud to have helped you with...
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Derek Ringer is hands down one of the best in the business!!! As a first time home buyer he made the process simple and easy by doing all the leg work. I’m extremely grateful to have had his help along the way!
Reply from Owner
January 9th, 2026 11:21 AM
Daniel, the pleasure is all mine! You were extremely easy to work with and asked all the right questions. Helping you secure your VA Loan is something I’m very proud of. Thank you for the kind words, my friend!
Very informative since I was new to everything and very helpful
Reply from Derek Ringer
February 3rd, 2025 06:56 PM
I appreciate the kind words Christian! Thank you for trusting me to be your local lender. Congrats on the new home!
RW TowneBank norfolk Va
Local
Convenient
Courteous
Reliable
Fast!!!
Completed LESS than 30 days
Reply from Owner
January 9th, 2026 11:10 AM
I am always here for your mortgage needs!
Fast turn amazing for me!😊
Reply from Derek Ringer
January 17th, 2025 04:34 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
Highly comfortable confident agent !
Reply from Owner
January 9th, 2026 11:10 AM
Thank you for the 5-star review, Mr. Johnson! I am grateful you trusted me with your refinance.
Derek is AMAZING!!!!! He will guide you through every step towards your goals of achieving your dream to becoming a home owner. When and if I decide to purchase another property Derek will the first and only person I will reach out to.
Reply from Owner
January 9th, 2026 11:10 AM
Thank you for the kind words and trusting me to help you achieve homeownership, Christina! You were extremely pleasant to work with.
Derek Ringer was able to lay out the whole process step by step. Giving me constant support and updates as we got closer and closer to buying at the right time. Could not have asked for a more smooth process.
Reply from Owner
January 9th, 2026 11:10 AM
Thanks for allowing me to assist, Reese! You were very easy to work with as well!
Derek Ringer helped us navigate the very complex road to acquiring a mortgage loan in a very professional manner. He was very knowledgeable and available every step of the way. We have dealt with several mortgage loan officers in the past when...
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Reply from Owner
January 9th, 2026 11:10 AM
Thank you for choosing me as your local mortgage lender! I am always here for your mortgage needs!
Derek Ringer has received a review with 5 star rating from Lena C
Reply from Owner
January 9th, 2026 11:10 AM
Thank you very much for the review, Lena!
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
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