Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Derek was referred to me by a family friend. The whole process was very easy as he made it that way. He is very professional and communicates well. So happy he was apart of this process. Thanks Derek you rock!!
read more
Reply from Derek Ringer
August 16th, 2025 09:01 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
Derek is very knowledgeable, professional and friendly. He is easy to talk to and very responsive.
Reply from Derek Ringer
July 22nd, 2025 12:54 PM
I appreciate the review, Missy! Thank you for trusting me with the purchase of your beautiful new home. I am always here to help when needed!
You were 5 steps ahead the whole time to make sure nothing went south you also made sure we did everything you recommended to get our mortgage payment what we were comfortable with thanks
Reply from Derek Ringer
July 11th, 2025 01:45 PM
Kyle, it was my pleasure helping your family secure a great deal on a Conventional Loan. Working with clients like you & Missy make my job easy. If I asked for something, it was done before I could blink. You two deserve it, CONGRATS!
Enjoyed working with Derek. Very pleasant, fabulous communication and timeliness. He inspires trust and confidence.
Reply from Owner
January 9th, 2026 11:23 AM
Your review is greatly appreciated. I'm excited to continue being your trusted lender.
You were very easy to work with. Great communication. Unbelievable timeliness in communications. You instilled trust and confidence.
Reply from Derek Ringer
June 24th, 2025 06:11 PM
Thank you for the 5-star review, Dr. Bell! I am very happy to say I helped you with your investment purchase!
Very pleasant and knowledgeable. Very
Reply from Derek Ringer
June 23rd, 2025 08:34 PM
Thank you for the review and kind words, Wynter! It was my pleasure helping you with your conventional loan.
Awesome experience buying my first home with Derek- straightforward process and great communication throughout, thank you!
Reply from Owner
January 9th, 2026 11:22 AM
Nicole, it was a pleasure working with you and financing your VA loan. Dealing with clients as detail oriented as you are make my job very easy! Congratulations on your new home!
Derek was extremely helpful and always available for any of my questions or concerns. Always professional and very knowledgeable.
Reply from Owner
January 9th, 2026 11:22 AM
Thank you, Jon! I am always here for your mortgage needs!
Derek was extremely helpful and always available for any of my questions or concerns. Always professional and very knowledgeable.
Reply from Derek Ringer
May 19th, 2025 02:18 PM
Thank you for the kind words, Jon! It was my pleasure helping you and your family obtain your FHA loan. You were very pleasant to work with and I am thankful for you choosing me to help you out with your first home purchase.
Derek was so helpful the entire process! He was quick to respond, always positive, and answered all my questions! I'm very thankful he was there to help us buy our first house!
Reply from Derek Ringer
April 30th, 2025 12:57 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
41–50 of 60
About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.