Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Pleasant, knowledgeable and very responsive staff
Reply from Derek Ringer
March 31st, 2026 02:25 PM
It was my pleasure assisting you on this conventional purchase, David! Organized, experienced, and pleasant clients like yourself make my life very easy! Congratulations and please let me know if there is anybody you know who is looking to...
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Great communication and closing process was smooth.
Reply from Derek Ringer
March 25th, 2026 01:10 PM
It was my pleasure helping you through this VA Loan process, Roberto. Thank you for being easy to work with and always being on top of every request. If you have any friends, family, or coworkers who need help with a mortgage, I would love...
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Derek was great!!
Reply from Derek Ringer
March 11th, 2026 06:16 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
Derek was great! Very communicative and gave detailed instructions to make this process easy.
Reply from Derek Ringer
February 18th, 2026 01:35 PM
Congratulations on purchasing your first condo, Lauren! Motivated & organized buyers make a loan officer's job very easy. You & Drew did just that! Thank you for your trust & please know I am always available to assist you.
Understanding my needs and always willing to pivot so that they can be met, being super diligent in your work and pushing to cross the finish line when needed. Thank you for looking out for me.
Reply from Derek Ringer
December 12th, 2025 05:29 PM
Tomas, it was my pleasure helping you achieve homeownership! With the help of TWO different grants we really limited funds out of your pocket. As always, I'm available for your questions, referrals, etc.
Working with you made everything easy and effic efficient.
Reply from Derek Ringer
December 10th, 2025 04:19 PM
It was my pleasure helping you & Ruland with the purchase of your new home after a long time working together! I am always available for your mortgage needs! If you know anybody looking to buy or refinance their home, I would love to help them...
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- Outstanding responsiveness- prompt, thorough and transparent.
- Very diligent: Derek worked with/for us to determine specific needs based on our unique circumstances.
- Would definitely work with Derek again. A+
Reply from Derek Ringer
November 10th, 2025 01:30 PM
Thank you for the amazing review, Dr. Bailey! I had a wonderful time getting to know you and Ken during our VA Loan process. You have my contact information if you have any questions or have anybody you know wanting to buy or refinance :-)....
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Thanks for making my first home experience easy and painless
Reply from Owner
November 10th, 2025 01:31 PM
Julian, I would like to say teamwork made the dream work! Whenever I needed something, you were on the ball and got it to me right away. This VA Loan was so smooth and quick mostly due to YOU! Congrats on your first home purchase!
patient is excellent
Reply from Derek Ringer
November 4th, 2025 03:10 PM
Thank you, Mr. Langley! It was my pleasure helping your with your Conventional Loan. As you know, I am available whenever you need assistance.
Thanks for making my first home experience easy and painless
Reply from Derek Ringer
October 31st, 2025 01:15 PM
It was my pleasure helping you with your first VA loan! You were always on top of things and made my job very easy. I hope you & Rob both have a Happy Halloween! If you know anybody that may be looking to purchase or refinance, I would be happy...
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
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