Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
everything Was smoothing sailing and the whole process was easy, great communication and handled alot of stuff and got it done in a short period of time. would definitely Derek to other people.
Reply from Derek Ringer
October 21st, 2025 08:37 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
Yes our name is the same, and yes this is my son. However his level of professionalism and his knowledge of his job for exceeded my expectations. Derek was quick to deliver information and quick to assist in resolving requests from underwriters....
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Reply from Owner
January 9th, 2026 11:27 AM
It was my pleasure getting your FHA loan across the finish line! Obviously, this was more than just a normal transaction for me. I want to thank you for also keeping a level of professionalism during the process, regardless of the fact that...
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Yes our name is the same, and yes this is my son. However his level of professionalism and his knowledge of his job for exceeded my expectations. Derek was quick to deliver information and quick to assist in resolving requests from underwriters....
read more
Reply from Derek Ringer
October 10th, 2025 04:03 PM
It was my pleasure getting your FHA loan across the finish line! Obviously, this was more than just a normal transaction for me. I want to thank you for also keeping a level of professionalism during the process, regardless of the fact that...
read more
Derek was friendly, accessible, and extremely helpful and efficient. He was easy to reach for questions at each step of the process and transparent throughout.
Reply from Derek Ringer
October 8th, 2025 04:04 PM
Thank you for the kind words, Amy! It was an absolute pleasure to have had the opportunity to work with you and Veronica on your VA Loan. Congrats and you know I will be available if you have any questions for me :-)!
YOU AND YOUR TEAM WERE ALL AMAZING THOUGH OUT THE ENTIRE PROCESS. You were a constant source of comfort even from Columbia. Thank you and your team for all you did for us. We will always recommend you!!
Reply from Derek Ringer
September 3rd, 2025 08:42 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
Derek and his mortgage team were wonderful. We really appreciate their communication and quick response to our needs. Even while out of the country on vacation, he was attentive. The entire staff was amazing while going through an awful experience...
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Reply from Derek Ringer
August 27th, 2025 06:42 PM
David, I truly appreciate your 5 star review! It was my pleasure to assist with your refinance and overcome some bumps in the road to get you to the closing table. If you know anybody that is looking to purchase or refinance their home, I am...
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Wonderful experience from start to finish
Reply from Derek Ringer
August 27th, 2025 06:43 PM
Amazing clients make everyone's job easier! It was a joy to help you with your VA loan. If you know anybody that I could assist in the future, please put us in contact and I will provide the same level of service as I did with you. Congratulations!...
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Derek Ringer has received a review with 5 star rating from Mark T
Reply from Owner
January 9th, 2026 10:42 AM
Thank you for choosing me as your local mortgage lender!
Great communication and response time!
Reply from Derek Ringer
August 14th, 2025 03:09 PM
I appreciate you trusting me with your VA purchase, Mark! Clients like you make my job extremely easy. If you know anyone that would like to purchase a home, I would hope you refer my name to them!
Dereck was referred by a family friend. He made my whole process very easy. He is professional and communicates very well. He was on top of everything. So happy he was apart of my house journey. Thanks Derek you rock !!
Reply from Owner
August 15th, 2025 12:49 PM
Thank you Kierra! Congratulations! It was a pleasure being your loan officer
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
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