Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
great communication, very fast and extremely pragmatic, no nonsense
Reply from Derek Ringer
July 1st, 2026 02:10 PM
I appreciate the kind words, Aaron! Getting a condo closed in 20 days is no easy task and it takes teamwork all around! Congratulations on your new home and feel free to reach out at anytime with questions.
Derek was very easy and great to work with. Made the process very comfortable and easy to navigate with his guidance. Would recommend anytime!
Reply from Derek Ringer
June 24th, 2026 01:16 PM
Bobby, thank you for trusting me with your new home purchase. When you're as organized and on top of things as you are, things get done very efficiently! You have my cell phone number, so please do not hesitate to call or refer my name to your...
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Derek was fantastic to work with. He was very thorough, communicative, and kept us updated throughout the entire process. Derek was very kind and we highly recommend!
Reply from Derek Ringer
June 24th, 2026 01:17 PM
Thank you for the kind words, Michelle! Being able to close two weeks earlier than anticipated speaks volumes to your attention to detail. I appreciate you allowing me to guide you through the VA loan process!
Customer care, communication and timeliness made Derek exceptional to work with.
Reply from Derek Ringer
June 10th, 2026 01:13 PM
Thank you for trusting me with your VA loan, Chris! You & Michelle were absolute dream clients & were always on top of any request I had. You both made this process very efficient which allowed us to close two weeks sooner than originally planned....
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Derek was always available no matter when I needed help or had a question. His advice and knowledge was superior. Would 100% work with him again.
Reply from Derek Ringer
May 22nd, 2026 03:55 PM
It was a pleasure working with you to purchase your first home & utilize your VA entitlement. Thank you for the kind words & being a proactive client who always got what you needed promptly.
Great process
Reply from Derek Ringer
May 20th, 2026 09:12 PM
Jason, thank you for the 5-star review! It was my pleasure helping you & Mary with your Physician Loan. As always, I am available whenever you may need me & would truly appreciate you referring my name to any friends, colleagues, or family...
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Derek Ringer has received a review with 5 star rating from CJ S (
Reply from Owner
May 4th, 2026 02:23 PM
CJ, thank you for allowing me to get your VA loan closed! You were amazing to work with. Please let me know if there's anything else I can assist with going forward! Congrats on your new home!
Fast, easy, concise. Derek was easy to work with and the document portal made the paperwork simple.
Reply from Derek Ringer
April 27th, 2026 03:46 PM
CJ, thank you for your trust in getting your VA loan across the finish line. I truly appreciate your service to our country. Efficient clients like yourself make the process very smooth. Let me know if there's anything else I can assist with...
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Would highly recommend to all, felt well taken care of and that genuine care was put into every step of the process!
Reply from Owner
April 3rd, 2026 02:10 PM
Thank you for your service to our country & for being on top of things every step of the way. It was a pleasure assisting with your first VA loan! Congratulations & please feel free to reach out with any questions you may have. I am here for...
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Start to finish Derek did a wonderful job of hearing my tricky situation and providing me all the information and resources needed to feel comfortable and taken care of. He had great communication and customer service, would highly recommend...
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Reply from Derek Ringer
April 3rd, 2026 02:12 PM
Nicole, I truly appreciate the review & having the opportunity to work with you on your first home purchase! Being able to get a loan closed from start to finish in 14 days is a huge accomplishment & speaks volume to your organization. Thank...
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
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