Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Continuous follow up, good support in any of the steps that needed additional clarification.
Reply from Derek Ringer
July 24th, 2026 05:31 PM
Thank you for the kind words, Ricardo! You were very easy to work with. I appreciate you trusting me with your beautiful new home! If you know of anybody else who is looking to purchase or refinance, I would love to help them out.
Derek Ringer has received a review with 5 star rating from Aaron G
Reply from Owner
July 21st, 2026 12:23 PM
Your review means the world to me. I’m here to support you every step of the way.
Derek was clear, informative, and transparent. He ensured understanding and walked me through every step. He's an amazing Loan Officer and a great representation of RW Towne Mortgage!
Reply from Derek Ringer
July 20th, 2026 07:00 PM
Thank you so much for trusting me with your VA loan, Aaron! It's always a pleasure guiding our military servicemembers through this process. Thank you for your service & I am always here to answer the phone when you need me!
Went above and beyond to ensure the closing happened as smooth as possible.
Reply from Derek Ringer
July 14th, 2026 05:23 PM
I appreciate you trusting me with your mortgage process, Chris. I'm always here to help! If you have any friends, family, or coworkers who are in search of refinancing or purchasing a new home, I would love to help them out.
Derek’s commitment to getting us the best mortgage and rates for now and in the future paired with his excellent communication and advice created a superior experience, even if we came across some hiccups along the way! We always knew he’d...
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Reply from Owner
July 2nd, 2026 12:23 PM
Your kind words inspire me to continue delivering top-notch service. Feel free to reach out anytime.
Your commiment to getting us the best mortgage and rates for now and in the future paired with your excellent communication and advice created a superior experience, even if we came across some hiccups along the way! We always knew you'd figure...
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Reply from Derek Ringer
July 1st, 2026 03:44 PM
Dani, you & Chris were amazing clients to work with! Hiccups happen sometimes but when you work together they get figured out! So happy we were able to overcome an obstacle and still close right on time! If you have anybody you know that may...
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Derek was absolutely amazing!! He took the time to explain everything to us, was beyond patient with us, and always respondef responded quickly Would recommend to anyone!!
Reply from Derek Ringer
July 1st, 2026 02:09 PM
Meg, I cannot be happier for you guys! Graduating and buying a home all within the same month is very impressive and speaks volumes to your organization and preparedness. As always, feel free to reach out with any questions. If you have any...
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great communication, very fast and extremely pragmatic, no nonsense
Reply from Derek Ringer
July 1st, 2026 02:10 PM
I appreciate the kind words, Aaron! Getting a condo closed in 20 days is no easy task and it takes teamwork all around! Congratulations on your new home and feel free to reach out at anytime with questions.
Derek was very easy and great to work with. Made the process very comfortable and easy to navigate with his guidance. Would recommend anytime!
Reply from Derek Ringer
June 24th, 2026 01:16 PM
Bobby, thank you for trusting me with your new home purchase. When you're as organized and on top of things as you are, things get done very efficiently! You have my cell phone number, so please do not hesitate to call or refer my name to your...
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Derek was fantastic to work with. He was very thorough, communicative, and kept us updated throughout the entire process. Derek was very kind and we highly recommend!
Reply from Derek Ringer
June 24th, 2026 01:17 PM
Thank you for the kind words, Michelle! Being able to close two weeks earlier than anticipated speaks volumes to your attention to detail. I appreciate you allowing me to guide you through the VA loan process!
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
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