Derek Ringer
Mortgage Loan Officer | NMLS # 2387784
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Derek was always available no matter when I needed help or had a question. His advice and knowledge was superior. Would 100% work with him again.
Reply from Derek Ringer
May 22nd, 2026 03:55 PM
It was a pleasure working with you to purchase your first home & utilize your VA entitlement. Thank you for the kind words & being a proactive client who always got what you needed promptly.
Great process
Reply from Derek Ringer
May 20th, 2026 09:12 PM
Jason, thank you for the 5-star review! It was my pleasure helping you & Mary with your Physician Loan. As always, I am available whenever you may need me & would truly appreciate you referring my name to any friends, colleagues, or family...
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Derek Ringer has received a review with 5 star rating from CJ S (
Reply from Owner
May 4th, 2026 02:23 PM
CJ, thank you for allowing me to get your VA loan closed! You were amazing to work with. Please let me know if there's anything else I can assist with going forward! Congrats on your new home!
Fast, easy, concise. Derek was easy to work with and the document portal made the paperwork simple.
Reply from Derek Ringer
April 27th, 2026 03:46 PM
CJ, thank you for your trust in getting your VA loan across the finish line. I truly appreciate your service to our country. Efficient clients like yourself make the process very smooth. Let me know if there's anything else I can assist with...
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Would highly recommend to all, felt well taken care of and that genuine care was put into every step of the process!
Reply from Owner
April 3rd, 2026 02:10 PM
Thank you for your service to our country & for being on top of things every step of the way. It was a pleasure assisting with your first VA loan! Congratulations & please feel free to reach out with any questions you may have. I am here for...
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Start to finish Derek did a wonderful job of hearing my tricky situation and providing me all the information and resources needed to feel comfortable and taken care of. He had great communication and customer service, would highly recommend...
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Reply from Derek Ringer
April 3rd, 2026 02:12 PM
Nicole, I truly appreciate the review & having the opportunity to work with you on your first home purchase! Being able to get a loan closed from start to finish in 14 days is a huge accomplishment & speaks volume to your organization. Thank...
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Pleasant, knowledgeable and very responsive staff
Reply from Derek Ringer
March 31st, 2026 02:25 PM
It was my pleasure assisting you on this conventional purchase, David! Organized, experienced, and pleasant clients like yourself make my life very easy! Congratulations and please let me know if there is anybody you know who is looking to...
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Great communication and closing process was smooth.
Reply from Derek Ringer
March 25th, 2026 01:10 PM
It was my pleasure helping you through this VA Loan process, Roberto. Thank you for being easy to work with and always being on top of every request. If you have any friends, family, or coworkers who need help with a mortgage, I would love...
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Derek was great!!
Reply from Derek Ringer
March 11th, 2026 06:16 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
Derek was great! Very communicative and gave detailed instructions to make this process easy.
Reply from Derek Ringer
February 18th, 2026 01:35 PM
Congratulations on purchasing your first condo, Lauren! Motivated & organized buyers make a loan officer's job very easy. You & Drew did just that! Thank you for your trust & please know I am always available to assist you.
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About
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. RW Towne Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Derek Ringer is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Derek Ringer can help
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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/850
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Positions
- RW Towne Mortgage - Mortgage Loan ConsultantJul 1, 2022 - Current
Addresses and Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2387784
Disclaimer
RW Towne Mortgage. NMLS 1611080. Equal Housing Lender.
RW Towne Mortgage is your hometown mortgage company. RW Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. RW Towne Mortgage loan officers live in your communities and know the area.
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