
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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She was very organized and knew everything about her job. Any questions I had were quickly answered and I never had a response of, "I don't know".
It just was...
Working with Debbie was a pleasure. She was always very responsive and was able to answer any and all questions given to her. She did everything in her power to help my wife and I on our first home purchase.I was so happy to have her through...
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WOW! I was purchasing the home of my dreams which was for sale by owner. Pretty scary as I didn't know where to even start. Debra Carroll was there every time I had a question and to guide me every step of the way! Thanks for everything!!
Debbie was great to work with. She got us pre-approved in just a few hours that helped to secure our offer. She kept us informed throughout the entire approval process. The closing date never changed and we were able to close on our first home...
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Debra is a great lady to work with. Sometimes the communication between the underwriter and loan officer were not on the same page and was confusing but we closed on time and everything barely got done the day before closing. I think it could...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.