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Debra Harper | Branch Manager | Element Home Loans's Cover Image
Debra Harper | Branch Manager | Element Home Loans - Sr. Loan Officer|NMLS# 1047908 in Fort Lauderdale, FL

Debra Harper | Branch Manager | Element Home ...

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Sr. Loan Officer|NMLS# 1047908

Titusville
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed....... Show More
Titusville
Overall Ratings
4.91
(313)
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  • 5.0
    Encompass
    P
    Pamela M
    Titusville, FL
    Posted on May 25th, 2026 12:20 PM
    Debra is a great Loan officer, she always gets me answers immediately or within the day of the request. She has always answered my calls. I find Debra to be my PRIME Lender.
  • 5.0
    Encompass
    K
    Kristina C
    West Melbourne, FL
    Posted on April 14th, 2026 12:20 PM
    My experience was terrific. They are very professional and knowledgeable. Debbie made the whole process easy and stress free.
  • 4.16
    Encompass
    J
    James A B
    Merritt Island, FL
    Posted on April 13th, 2026 02:14 PM
    I paid points and it didn't seem to help. I still have average interest rates.
  • 5.0
    Encompass
    D
    Didi M D
    Titusville, FL
    Posted on March 19th, 2026 04:48 PM
    Working with Debra and Dana was like having a personal mortgage banker available 24x7. They went above and beyond to answer my questions and make sure I was clear about what was required and what to expect. I am so appreciative of their patience...
    read more
  • 5.0
    Encompass
    P
    Pamela M
    Titusville, FL
    Posted on March 19th, 2026 01:34 PM
    Debra Harper and her team has had another Stellar performance. Very friendly and easy to work with and helpful in resolving any issues as quickly as possible. Best in the business in my opinion. Pamela Meyer- LaRocque Realty
    read more
  • 5.0
    Encompass
    S
    Steven P
    Rockledge, FL
    Posted on February 23rd, 2026 01:22 AM
    Communication was responsive and accurate.
  • 5.0
    Encompass
    J
    Jose M L
    Chatsworth, GA
    Posted on December 10th, 2025 06:03 PM
    Great experienc, Debra kept me up to date and informed on everything through the loan process. She made it seem like a very easy process
  • 5.0
    Encompass
    D
    Daisy Q G
    Ft. Pierce, FL
    Posted on December 6th, 2025 01:14 PM
    Debra is very knowledgeable and helpful. Always available and responsive when needed.
  • 5.0
    Encompass
    D
    Daisy Q G
    Ft. Pierce, FL
    Posted on November 28th, 2025 02:21 AM
    Debra is a professional in every sense of the word. She is easy to communicate with, responds immediately and is always ready to help. I always recommend her to anyone who asks for someone in her field.
  • 5.0
    Encompass
    K
    Kodi N G
    Mims, FL
    Posted on July 21st, 2025 11:54 PM
    Debra was very helpful and made my experience purchasing a home perfect
    Reply from Debra Harper | Branch Manager | Ele...
    July 22nd, 2025 11:07 AM
    I'm so glad to hear that I was able to make your home-buying experience a positive one, Kodi. It means a lot to know that you found the process helpful and smooth. If you have any more questions or need assistance in the future, don't hesitate...
    read more
  • 10 of 313
    About
    I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As an Element Home Loans team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction. NMLS# 1047908
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    218
    /850
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    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1047908 // 47116, GA MLO 47116
    • Florida Office of Financial Regulation MLD646.
    • https://www.primaryresidentialmortgage.com/resources/consumer-voice
    • View All
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.