Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debbie was always so helpful. I knew nothing about getting a house loan. She answered all questions and explained everything. She even tried to contact the listing agent when we needed to find out information.
Debra has consistently been a HIGH GRADE performer in my book. She answers all of my questions when I need some answers. She always answers my calls. Rarely do I need to leave a message.
Painless and easy
Debra is a great Loan officer, she always gets me answers immediately or within the day of the request. She has always answered my calls. I find Debra to be my PRIME Lender.
My experience was terrific. They are very professional and knowledgeable. Debbie made the whole process easy and stress free.
I paid points and it didn't seem to help. I still have average interest rates.
Working with Debra and Dana was like having a personal mortgage banker available 24x7. They went above and beyond to answer my questions and make sure I was clear about what was required and what to expect. I am so appreciative of their patience...
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Debra Harper and her team has had another Stellar performance. Very friendly and easy to work with and helpful in resolving any issues as quickly as possible. Best in the business in my opinion. Pamela Meyer- LaRocque Realty
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Communication was responsive and accurate.
Great experienc, Debra kept me up to date and informed on everything through the loan process. She made it seem like a very easy process
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.