
Debra Harper | Branch Manager | Element Home ...
Sr. Loan Officer|NMLS# 1047908

I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed....... Show More
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Debra is a great Loan officer, she always gets me answers immediately or within the day of the request. She has always answered my calls. I find Debra to be my PRIME Lender.
My experience was terrific. They are very professional and knowledgeable. Debbie made the whole process easy and stress free.
I paid points and it didn't seem to help. I still have average interest rates.
Working with Debra and Dana was like having a personal mortgage banker available 24x7. They went above and beyond to answer my questions and make sure I was clear about what was required and what to expect. I am so appreciative of their patience...
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Debra Harper and her team has had another Stellar performance. Very friendly and easy to work with and helpful in resolving any issues as quickly as possible. Best in the business in my opinion. Pamela Meyer- LaRocque Realty
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Communication was responsive and accurate.
Great experienc, Debra kept me up to date and informed on everything through the loan process. She made it seem like a very easy process
Debra is very knowledgeable and helpful. Always available and responsive when needed.
Debra is a professional in every sense of the word. She is easy to communicate with, responds immediately and is always ready to help. I always recommend her to anyone who asks for someone in her field.
Debra was very helpful and made my experience purchasing a home perfect
Reply from Debra Harper | Branch Manager | Ele...
July 22nd, 2025 11:07 AM
I'm so glad to hear that I was able to make your home-buying experience a positive one, Kodi. It means a lot to know that you found the process helpful and smooth. If you have any more questions or need assistance in the future, don't hesitate...
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About
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As an Element Home Loans team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction.
NMLS# 1047908
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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218
/850
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Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.