Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Really enjoyed working with you - you are very knowledgeable and professional.
Reg and Judi Oswald
Very good
.
Overall 100% satisfaction from start to finish of loan application through final closing. All went through seamlessly and no complications😃
Debra was always available , provided excellent guidance and provided a pleasant customer experience.
Debbie worked through a myriad of issues to make this purchase work for us. We own a small business so loan and income documentation can be more challenging despite the fact that our accounting records are thorough and verified. I believe underwriters...
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Debra just never gave up. Challenge after challenge she just kept working out our issues until everything made sense. She did a wonderful job of assuring that we were able to obtain and close a loan that fix all of our needs. She maintained...
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Debra was very responsive and answered all our questionsl
Debra provided to absolute best broker service I have ever had and I have purchased a dozen homes in my life. Professional, knowledgeable, courteous and cheerful. She was relentless in helping us find the perfect mortgage program.
She Answer all our questions efficiently, our loan was a basic loan and she made it less difficult for us. And we hit our closing date on time.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.