Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Everything went smoothly and the communication was great!
great person to deal with and very personal and always on the money
she has lots experience she explains everything very clear i would highly
recomend her to any body with confident good show thank you
Debra and Tamis work ethic together.
I can't say enough good about Debra Carroll. She was on top of things from the start. She kept my husband and I informed at ALL times. Guiding us through each step of the process. Professional and caring, is why our experience was GREAT !
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Working with Debra was amazing. She maid everything seem so easy even though I knew it wasn't. She was there every time I called or emailed to answer any questions. She told me exactly what I had to do to get the house we wanted. I couldn't...
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Very open communication, never left in the dark about the loan process
She waited and waited and waited some more for us. Wasn't upset that it took so long to finally close on a house. It was almost a year of her time she spent on us. Now we have the home of our dreams thanks to her patience.
Debbie was amazing throughout the entire process. I truly believe we wouldn't have been able to do it without her. I have already recommended her to others to get her assistance.
Debra made my experience easy and pleasant.
The whole process from pre approval to closing could not have been easier. Debra new exactly what to do and walked me through every step. Everything went perfectly and we closed without any problems or hold ups. In fact we were ready for closing...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.