Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debra, was Great to work with she put my mind at ease when ever there were questions. Explains each process along the way making it easy to understand. I am very Grateful for her service. I feel like I also have a new Friend! God Bless you...
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Mrs. Debra was so easy to work with. She made a stressful process very stress free. She was always very helpful with my questions and made sure I didn't have any worries or concerns! I thoroughly enjoyed my
Two words: Lorri Hutchcraft!
Great service
Anticipated problem areas and promptly took action to resolve them. Stayed in touch via email and phone. Knowledgeable and patient.
Debra made the whole process very easy and was there if we needed any help.
Thank you Debra for everything.
Jim Dycus
Debra is always so calm and handles all hurdles well. She makes a difficult process easy.
Debbie and Lori are the best!!! As a first time buyer, I was so well informed every step of the way and learned a lot. Together they work very hard to get you from start to finish and are always reachable for questions and concerns. Highly...
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Communicating with Debra was easy. She was responsive and we never felt like anything had been kept from us or that we were being misled in any way. She was professional but easy to talk to. Just really happy with the way everything was taken...
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Debra was pleasantly direct, informative, and so helpful! She helped us with every step and her assistant Lori was incredibly helpful too! We had an awful experience with a major bank WF causing us to miss the closing date, therefore losing...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.