
West Palm Beach, West Palm Beach, FL
West Palm Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Debra is a great Loan officer, she always gets me answers immediately or within the day of the request. She has always answered my calls. I find Debra to be my PRIME Lender.
They made my first home purchase an easy one! Excellent follow up on all of my questions and concerns!
Nicole made the process easy and seamless and made sure I was all setup for success in my new home.
I had an absolutely outstanding experience working with my Nichole Ogrodnick . From start to finish, she was incredibly knowledgeable, responsive, and genuinely cared about making the process as smooth and stress-free as possible.She took the...
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My experience was terrific. They are very professional and knowledgeable. Debbie made the whole process easy and stress free.
I paid points and it didn't seem to help. I still have average interest rates.
Working with Debra and Dana was like having a personal mortgage banker available 24x7. They went above and beyond to answer my questions and make sure I was clear about what was required and what to expect. I am so appreciative of their patience...
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Debra Harper and her team has had another Stellar performance. Very friendly and easy to work with and helpful in resolving any issues as quickly as possible. Best in the business in my opinion. Pamela Meyer- LaRocque Realty
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My experience working with Element Home Loans was truly amazing. As a first-time homebuyer, I honestly didn’t know what to expect and had a lot of questions throughout the process. Nichole and Vanessa were so helpful from beginning to end....
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Communication was responsive and accurate.
10 of 672
About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.
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