Business Hours
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM
9:00 AM to 5:00 PM

Time Zone

Pacific Time
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2022.
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Aditya B
Winter Park, FL
Posted on January 9th, 2024 07:09 PM
Great communication, quick responses and timely updates were what I was most impressed about. Debbie made the entire process look easy. Thanks you for all the help!
Jacob S
Mims, FL
Posted on January 5th, 2024 06:52 PM
Debra and Betsy were absolutely AMAZING! We had a long process since we were building a home and they stayed on top of everything and were very friendly and professional. I would recommend them to anyone I know!
April E B
West Palm Beach, FL
Posted on January 5th, 2024 05:12 PM
Nichole Manor was very helpful from the start. She educated me on the process from the beginning and walked me through each step. We faced many challenges but she was always supportive and a great partner in the process.
Barbara M
Boynton Beach, FL
Posted on December 19th, 2023 01:15 PM
Friendly and knowledgeable .......... always on top of things. Ready to answer any questions and gets right back to me when I need to discuss the mortgage specifics.
Lou A G
Cocoa, FL
Posted on November 2nd, 2023 06:01 PM
Crazy a times but overall things got worked out.
Robert G
Palm Bay, FL
Posted on October 28th, 2023 12:22 PM
Debra was always sending emails and phone calls and finding a loan that worked for me. The team for the closing was the best as they went over all the paperwork with me and made the closing go quick. Thank You.
Erin M B
Titusville, FL
Posted on September 30th, 2023 01:52 PM
Debra was always very helpful and on top of things, I would recommend her to anyone
Christopher J D
West Palm Beach, FL
Posted on September 28th, 2023 11:07 PM
I had a lot of equity in our home, and felt in need of relief of those pesky credit cards, taxes, and future buyout of my leased vehicle. I called Nichole and she had several solutions ready. She handled everything in a very timely manner....
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Suzanne M E
Orlando, FL
Posted on September 28th, 2023 06:17 PM
Brian is a rock star. He is extremely competent, professional, and efficient. Best I've ever worked with. That's why we keep coming back to him.
Kristofer F
Titusville, FL
Posted on September 26th, 2023 12:41 PM
It was great. After being treated like a number with my last company Debra took time with me to explain everything and put up with my million annoying emails lol. She also helped me find insurance that was half the price of the lowest one I...
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