Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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My cousin and I were first time buyers in a confusing world of legal jargon, yet everything was made clear and easy to understand; we always felt like we knew what we were doing/signing which is huge deal when most people just want you to sign...
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Debra helped me a a very difficult loan on a home five years ago. I came back to her for my next purchase knowing she could handle any obstacle. Closed in just a few short weeks this time with ease! I would recommend her highly :)
Knowledgeable and efficient. We even closed early.
She is amazing at her job and as a person she the best
Debbie was wonderful. Extremely responsive. It was a pleasure to work with her!
Debra was always available to answer all of my question and help in any way to make my refinance as smooth as possible. She is friendly, very nice and understanding, knowledgeable on all the requirements needed. I really can’t thank her enough...
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Good experience
She made the loan process so easy and communicated just what needed to be done. I also extremely like the videos that element posted on where they were at with the status of the loan!
Debra exceeded my expectations. She was always available, pleasant, helpful. If I had any questions, she promptly found the answers if she did not already have them. She made the entire process seem smooth and easy!
Great communication, easy online process, timely closing.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.