
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debra was extremely helpful during this stressful time by helping us, and making sure we fully understood every step. We knew from the start she really cared. When ever we had a question her response time was amazing. She was truly a God send....
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Debra was awesome to work with, she was readily available to answer any questions that came up during the process and she was extremely helpful in negotiating our home buying experience. Thank you again Debra for everything .
Debra Harper and staff were prompt Always answering my questions easy to get a hold of and always return my phone calls all-around a great experience
Debra was always in touch , great communication throughout the whole process.
Getting a mortgage is no easy task but Debras positivity got me through it. THANK YOU!!!
This was the second time we worked with Ms. Harper. As with our first experience this was just as painless as the first. Everything is so streamlined and easy. Our questions via phone and/or email were always answered thoroughly and quickly....
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Debra and Lorri we amazing and kept my updated every step of the way through the stressful home buying process! The assurance I felt using Element Funding helped ease my mind. I wiuld recommed the team to anyone needing a home loan. Thank you...
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It was a pleasure working with Debra Harper, always return your calls.
Overall 5 🌟 fantastic service Debra Harper thank you very much awesome experience you are special.
Debra walked us through the entire process, answered all our questions and very responsive to our needs. She was able to get us to closing in two weeks. Incredible service.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.