Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Debra was great throughout the whole process. Her communication was excellent! She pulled a miracle getting our loan ready for a fast closing. I recommend using Debra for your next loan.
I had started with another company out of professional courtesy to an affiliate of ours but was so disgusted and lost 2 weeks of time in making a purchase but then I pulled everything from them and turned it over to Debra and she did everything...
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Everybody was very professional and took their time to explain anything if I had questions!!
When I asked for meetings ir clarification. I felt I was pushed to the side. And disregarded. I felt I was rushed. I requested several meetings to discuss funds for closing. I was given no response or a short unexplained answer. This is a stressful...
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Thank you so much for the encouragement and smooth transition.
Debra did a terrific job in handling the lending process for our new home. We would definitely use her again and recommend her to friends. She is very easy to work with!
My closings were delayed by several issues, and Debra was understanding and kept me fully informed.
Great communication and attention to detail made buying my house an easy experience.
Helped me tremendously throughout the complete process!!
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.