
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Prompt responses from the company and the knowledge of everyone spoke with especially Debra Harper. She was top notch in response and helpfulness
Debra was so helpful and informative throughout the entire process! She made sure I was comfortable in all ways possible, as well as answered any calls and questions I had, no matter what time it was.I really appreciate everything that Debra...
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Debbie and her team provided EXCEPTIONAL service. Most importantly, Debbie is one the sweetest, down-to-earth and trusted persons I’ve ever met. She and her team epitomize the words “ Real People”..
It is my second time working with Debra Harper and I highly recommend her. She is a pleasure to work with and a true professional. Debra always answers your questions and is there for you from start to end. Always with a smile, making you feel...
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Debra was very helpful and kept me update throughout the entire process. I would give a 5 Star rating from start to finish.
Was on top of what was needed and communicated what was needed and made my part as easy as possible to process a mortgage. And was processed very fast. So thanks Deb.
Debra put in a lot of time and professional effort to get my unique loan processed and approved. I always felt she had my best interest at heart and would work to get me the best rate and most sensible loan amount to avoid exceeding what I...
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Debra’s experience and devotion to do the best she could, to see that I received the best loan, was greatly appreciated.
COMMUNICATION & PAPER WORK MIXUPS
This is not the first home I had Debra Harper assist me with purchasing. The reason? Well that's an easy answer. Debra will assist you every step of the way!! Buying a home is a stressful time, so there is nothing like having someone who is...
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.