
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Thank you for all the help and advice! Was a very smooth closing!
You made everything so easy. Doing this all via phone was so convenient. Even for a technically challenged person like myself. Thank you so much. I will definitely recommend you to my friends.
Debbie was very informed and easy to talk with
Debbie was great from beginning to end of a recent purchase. It was a complicated process because we blended our family in the home buying process. Debbie was always prompt to take a call, and returned calls when messages were left. I highly...
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Great communication and customer service!
Everything was esign
Deb went over and beyond our expectations and seemed to always have a smile when we called, or emailed her. She is a huge asset to Element Funding.
GREAT JOB!
Great communication and responsiveness from the entire team.
We were kept up to date on everything pertaining to this transaction, which made the experience so much easier. Element Funding ladies are great, and we will be happy to recommend you.
Debra and her team gave me the peace of mind that I needed during the whole buying process of my house. Thank you so much for that!
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.