
Debra Harper at Element Home Loans
Branch Manager | NMLS# 1047908

As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and ... Show More
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Simple, concise, timely information - at all times, I understood what was needed and where everything stood.
Debbie's response time is excellent. She's communicates clearly and offers sound advice. I would gladly recommend her to anyone seeking a home loan.
Debra is a very conscientious and caring person who definitely goes above and beyond in her service to her customers. I highly recommend her.
Debra Harper and her Element team were amazing! Our loan was processed quicker than we originally expected, and she even got it done despite being sick, traveling, and a hurricane! I can't say enough things about this team, I would recommend...
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Thank you all for help and the good communication and advised given
Debra was helpful and awesome thru out the whole process! easy to get a hold of and always willing to help! 5 star service! thank you so much!!
Everyone was extremely nice and knowledgeable and patient throughout our process of the loan and the closing. Thank you all so very much for a very pleasant experience in this new day and age of mortgage financing.
Debbie and her team maid this process smooth, and painless. Debbie, Lori and Dana are greg people to work with.
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About
As a successful mortgage professional, Debra Harper relies on her strong eye for detail, communication skills, and leadership training to provide the best service possible to her customers. She understands the importance of preparation and follow-through, and pre-underwrites her files in order to know exactly what is needed and to help expedite the approval process. Debra excels at putting together the right financing solutions for each individual customer, and her ability to be proactive gives her an advantage when it comes to closing loans that others may find challenging. Above all, she strives to make herself available to her customers and to keep them well informed throughout the process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1047908 // 47116, GA MLO 47116
- Florida Office of Financial Regulation MLD646.
- https://www.primaryresidentialmortgage.com/resources/consumer-voice
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.