Debbie Ratliff
Loan Originator | NMLS# 473018
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meetin... Show More
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Debbie is very clear on steps in the process and communicated often. Wonderful to work with on the mortgage loan process!
Reply from Debbie Ratliff
March 18th, 2025 06:59 PM
Thank you so much, Heather! I'm thrilled to hear that you found the process clear and communication frequent. It was a pleasure working with you on your mortgage loan, and I'm grateful for the trust you placed in me and First Federal Bank....
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Debbie has been hands on and she did everything that she can to explain and answer all my questions and clarifications.
Reply from Debbie Ratliff
March 6th, 2025 11:36 PM
Darlyn, I'm so thrilled to hear that you felt well-supported throughout the process. Making sure you fully understand everything and feel comfortable with your decisions is really important to me. I'm glad I could help make things clear and...
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Debbie was so responsive and helpful with any need or questions I had!
Reply from Debbie Ratliff
February 4th, 2025 02:59 PM
Wow, Kandice, thank you so much! That really means a lot to me. I'm so glad I could help you with your purchase loan and make the process smooth and easy. I always strive to be available and answer any questions my clients may have, so I appreciate...
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everything
Debbie was great! Great commincator and fast responses. No issues! Really appreciate Debbie!!! Someone please give her a raise for a job well done!!
Reply from Debbie Ratliff
December 21st, 2024 12:13 PM
Thank you so much for your kind words, Barbara! I'm thrilled to hear you had such a positive experience with your loan purchase. It was a pleasure serving you, and your feedback means a lot. It's comments such as yours that make my job truly...
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Kept the process moving. Good communication
Reply from Debbie Ratliff
December 7th, 2024 12:28 PM
I'm thrilled to hear that you had a positive experience with your loan purchase, James! It's always my goal to keep the process moving smoothly and maintain good communication with clients. Thank you for your top rating and taking the time...
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Ms. Ratliff was extremely knowledgeable and walked us through step-by-step.
Reply from Debbie Ratliff
December 5th, 2024 09:18 PM
I'm thrilled to hear that you found our step-by-step process helpful, Kabrina! Your positive feedback means a lot. At First Federal Bank, we aim to provide the highest level of service and it's wonderful to know that we hit the mark with you....
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Debbie is knowledgeable and personable. I enjoyed working with her very much.
Reply from Debbie Ratliff
October 9th, 2024 03:35 AM
I am so glad to hear that you enjoyed working with me, Belinda! Your positive feedback means a lot. As a member of the First Federal Bank team, my goal is to make the purchase process as smooth and efficient as possible for our customers. I’m...
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Debbie is very transparent and wants to make sure her clients understand exactly what they are getting and what they are not. Her response time is very quick and if needed she will help clients after working hours. She can keep multiple lines...
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Reply from Debbie Ratliff
September 19th, 2024 10:39 AM
It's truly rewarding to read your feedback, Joseph. Ensuring clients fully grasp the process and providing prompt responses are among my top priorities, so I'm delighted to know that these aspects stood out to you during your home purchase....
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Every step throughout my home purchase was handled efficiently by Debbie Ratliff. I was never left in the dark, or had any questions because Debbie kept me thoroughly informed. Thank you!!
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About
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meeting and working with new clients and helping past clients with new mortgage needs.
She loves spending time with her family and friends, and enjoys being active at her church. Debbie has been married for over 45 years. She has two sons and three grandchildren.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 473018