Debbie Ratliff
Loan Originator | NMLS# 473018
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meetin... Show More
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Debbie was very good at responding to my questions and handling any issues that came up.
Reply from Debbie Ratliff
July 5th, 2024 01:57 PM
I'm so glad to hear that you had a positive experience, Christopher! Ensuring that all your questions are answered and any issues are efficiently handled is my top priority. I'm thrilled to know I was able to meet your expectations. Thanks...
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Debbie was fantastic to work with. She was so helpful and very efficient. We had no delays and we were always updated with progress. Thank you!
Reply from Debbie Ratliff
July 4th, 2024 12:11 AM
I am absolutely thrilled to hear that you had a positive experience with me at First Federal Bank, Kole! Your kind words mean a lot. I pride myself on efficiency and keeping my clients informed, so it's great to know that these efforts made...
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Above AND Beyond! Excellent communication even over a weekend with a difficult buyer and a bidding competition. I was SO glad to have Debbie in my corner and would not have gotten my home without her!
This project was a difficult and time consuming one and I'm a first time home buyer with a lot of questions. Debbie was very patient with me, explained everything along the way and talked with me after hours on several occasions. She's the...
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Excellent service and hassle free processing!
Reply from Debbie Ratliff
May 7th, 2024 10:55 AM
I'm thrilled to hear about your positive experience, Edward! Your kind words and the amazing 5-star rating truly made my day. It's always rewarding to hear that the process was hassle-free for our customers at First Federal Bank. Thanks again...
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Debbie was wonderful! She made the process of pre approval simple and straightforward and kept me informed throughout the loan process.
Reply from Debbie Ratliff
May 6th, 2024 03:01 PM
I'm so pleased to hear that you found the pre-approval and loan process simple and straightforward, Bettina. It's always my goal to keep my clients informed and confident during these procedures. Thank you for your kind review and your 5-star...
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Debbie, was great at answering all of our questions that we had during the process as first time buyers. She made it feel seamless!
Reply from Debbie Ratliff
April 18th, 2024 02:22 PM
Thank you so much for your kind words, Anthony. I am thrilled to hear that your first time home-buying experience was made seamless. It was a pleasure assisting you throughout the process. Your satisfaction is very important to First Federal...
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She was very helpful in getting information to us and answering questions. She would tell us anything we needed to submit to her and if we were missing anything.
Debbie was there to answer every question I had. She made sure I understood the process too. Debbie is wonderful at her job and making people feel less anxious about the home buying process.
Reply from Debbie Ratliff
February 3rd, 2024 11:37 AM
I'm truly grateful for your kind words, Natasha. It was my pleasure to guide you through the home buying process and ensure all your questions were answered. I'm thrilled to hear that I could make the process less anxious for you - that's always...
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Debbie was kind, supportive, knowledgeable, efficient, patient and professional. I was always aware of the next steps. She was only a text or phone call away. It was a seamless and responsive experience. Debbie was also encouraging and optimistic....
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About
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meeting and working with new clients and helping past clients with new mortgage needs.
She loves spending time with her family and friends, and enjoys being active at her church. Debbie has been married for over 45 years. She has two sons and three grandchildren.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 473018