Debbie Ratliff
Loan Originator | NMLS# 473018
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meetin... Show More
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Debbie always goes above and beyond! She communicates thoroughly, finds the best rates and does it all with kindness and understanding. As repeat customers of hers, we would never go anywhere else!
Reply from Debbie Ratliff
January 19th, 2026 07:53 PM
I'm grateful for your continued trust, Michael. Providing thorough communication and securing the best rates while maintaining kindness and understanding is what I strive for in every interaction. It's rewarding to hear that your experience...
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Debbie provides excellent advice and communicaion. Her knowledge, experience, and professionalism make her one of the best in the business. She goes above and beyond to make sure that she provides the best customer care and service throughout...
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Reply from Debbie Ratliff
January 12th, 2026 04:12 PM
I'm pleased to hear that you valued my advice and communication, Daniel. Ensuring that you receive the customer care and service you deserve is always my priority. If you have any further questions or need assistance in the future, feel free...
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Good Experience.
Debbie is first class! Always available to answer question. very professional
Reply from Debbie Ratliff
December 22nd, 2025 06:41 PM
Thank you for your kind words, Jon. I'm glad to hear that you felt supported and received the answers you needed in a professional manner. If you have any questions in the future or need further assistance, I'm here to help. I appreciate your...
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Easy communication and very smooth process no matter what issue was encountered Debbie knew and had an answer for it every time Overly satisfied with the experience I had made buying my first home stress free and easy
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Reply from Debbie Ratliff
October 13th, 2025 06:20 PM
It’s great to know that you found the communication easy and the process smooth, Matthew. Making your first home purchase stress-free is exactly what I aim for, and I'm glad I could provide the answers you needed. If there's anything more I...
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Great experience
Reply from Debbie Ratliff
September 2nd, 2025 10:38 PM
It's wonderful to know you had a great experience with your purchase, David. I'm here to provide support whenever you need it at First Federal Bank. If there's anything else I can assist you with, please let me know.
Everything went smooth despite us being out of town most of the time.
Reply from Debbie Ratliff
August 18th, 2025 06:05 PM
I'm glad to hear that everything went smoothly, Konstantin, even with you being out of town. It's important to me that the process feels seamless and stress-free, no matter the circumstances. If there's anything else you need or any questions...
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Debbie is very knowledgeable and was always on top of things. She answered every text in a very timely manner. very pleasant experience.
Reply from Debbie Ratliff
August 1st, 2025 11:50 AM
Thank you, Jeffery, for your thoughtful review. I'm pleased to hear that you found my knowledge and responsiveness helpful throughout the process. It's important to me that I provide timely communication and support, ensuring everything feels...
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Debbie is kind and very patient with her buyers!
Reply from Debbie Ratliff
July 31st, 2025 01:00 PM
Thank you, Alexandria, for your kind words. I'm truly glad that my approach resonated with you. Patience and kindness are qualities I strive to bring into every interaction, ensuring that each buyer feels supported throughout the process. If...
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great experience
Reply from Debbie Ratliff
July 30th, 2025 03:36 AM
I'm glad to hear that you had a great experience, Elijah. It means a lot to know that you were satisfied with the service during your purchase at First Federal Bank. If there's anything more I can do for you, please don't hesitate to let me...
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About
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meeting and working with new clients and helping past clients with new mortgage needs.
She loves spending time with her family and friends, and enjoys being active at her church. Debbie has been married for over 45 years. She has two sons and three grandchildren.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 473018