Debbie Ratliff
Loan Originator | NMLS# 473018
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meetin...... Show More
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Debbie was awesome to work with during our experience of buying our first home. The communication was great and we had a few homes that didn't work out at first but Debbie was always there to help us along the way.
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Reply from Debbie Ratliff
May 20th, 2026 04:10 PM
William, I'm happy to hear that I could assist you during your first home buying experience. It's important to me to provide great communication and support, especially when things don't go as planned. If there's anything else you need in the...
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Ms. Ratliff made things so easy for me and helped me every step of the way.
Reply from Debbie Ratliff
May 19th, 2026 08:26 PM
I'm pleased to hear that I could make the process easy for you, Amanda. Helping you every step of the way is my goal, and your feedback is greatly appreciated. If you need anything else, feel free to reach out.
Debbie has always been great to work with. Her knowledge has helped us to make the best decisions forour needs.
Reply from Debbie Ratliff
April 23rd, 2026 05:19 PM
Thank you, Brian, for your kind words. I'm glad my knowledge has been helpful in supporting your decision-making. If there's anything else you need, please feel free to reach out.
She was very personal towards me and my wife, and she walked us through each scenario getting a house. she gave excellnt excellent advice and wanted us to win big!!!
Reply from Debbie Ratliff
March 17th, 2026 02:14 PM
It's great to hear that you and your wife felt supported throughout the house buying process, Preston. I aim to provide personalized advice and guide each step with care, so your positive feedback means a lot to me. If there's anything further...
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Debbie always goes above and beyond! She communicates thoroughly, finds the best rates and does it all with kindness and understanding. As repeat customers of hers, we would never go anywhere else!
Reply from Debbie Ratliff
January 19th, 2026 07:53 PM
I'm grateful for your continued trust, Michael. Providing thorough communication and securing the best rates while maintaining kindness and understanding is what I strive for in every interaction. It's rewarding to hear that your experience...
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Debbie provides excellent advice and communicaion. Her knowledge, experience, and professionalism make her one of the best in the business. She goes above and beyond to make sure that she provides the best customer care and service throughout...
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Reply from Debbie Ratliff
January 12th, 2026 04:12 PM
I'm pleased to hear that you valued my advice and communication, Daniel. Ensuring that you receive the customer care and service you deserve is always my priority. If you have any further questions or need assistance in the future, feel free...
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Good Experience.
Debbie is first class! Always available to answer question. very professional
Reply from Debbie Ratliff
December 22nd, 2025 06:41 PM
Thank you for your kind words, Jon. I'm glad to hear that you felt supported and received the answers you needed in a professional manner. If you have any questions in the future or need further assistance, I'm here to help. I appreciate your...
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Easy communication and very smooth process no matter what issue was encountered Debbie knew and had an answer for it every time Overly satisfied with the experience I had made buying my first home stress free and easy
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Reply from Debbie Ratliff
October 13th, 2025 06:20 PM
It’s great to know that you found the communication easy and the process smooth, Matthew. Making your first home purchase stress-free is exactly what I aim for, and I'm glad I could provide the answers you needed. If there's anything more I...
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Great experience
Reply from Debbie Ratliff
September 2nd, 2025 10:38 PM
It's wonderful to know you had a great experience with your purchase, David. I'm here to provide support whenever you need it at First Federal Bank. If there's anything else I can assist you with, please let me know.
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About
Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meeting and working with new clients and helping past clients with new mortgage needs.
She loves spending time with her family and friends, and enjoys being active at her church. Debbie has been married for over 45 years. She has two sons and three grandchildren.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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173
/850
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 473018