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Debbie Ratliff - Loan Originator | NMLS# 473018 in Tuscaloosa, AL

Debbie Ratliff

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Loan Originator | NMLS# 473018

4.92
(137)
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Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meetin... Show More
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Overall Ratings
4.92
(137)
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  • 5.0
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    Jeffrey D
    Posted on July 21st, 2026 12:27 PM
    Thanks for the help!
    Reply from Debbie Ratliff
    July 21st, 2026 01:31 PM
    Jeffrey, I'm thankful for your kind words. If there's anything else you need, please feel free to reach out.
  • 5.0
    BytePro
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    Jeffery E
    Posted on July 14th, 2026 06:20 PM
    Mrs Ratliff attention and attention towards service and providing services are beyond exceptional, the services were divinely in perfection. Thank you Mrs Ratliff for your guidance, patience and dedication Jeffery Ellis
    Reply from Debbie Ratliff
    July 14th, 2026 07:06 PM
    Jeffery, I appreciate your kind words and am pleased to hear that you found my guidance and service helpful. Your feedback means a lot to me, and I'm grateful for the opportunity to assist you. If you need anything else, please feel free to...
    read more
  • 5.0
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    Casey P
    Posted on July 6th, 2026 11:19 PM
    Debbie is just so great! Helped me with Any questions I had along the way.
    Reply from Debbie Ratliff
    July 7th, 2026 08:01 PM
    Casey, I'm glad to hear I could help you with your questions. Your feedback is appreciated, and if you ever need more assistance, please don't hesitate to reach out.
  • 5.0
    BytePro
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    Katlyn D
    Posted on June 4th, 2026 01:03 PM
    Debbie was beyond wonderfu! She made this experience so easy. Debbie was always readily available to answer any questions that I had. She also ensured to keep me thoroughly updated throughout the process.
    Reply from Debbie Ratliff
    June 4th, 2026 01:34 PM
    Katlyn, I'm grateful for your kind words. It's nice to know I could make the process easy for you and keep you well-informed. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
  • 5.0
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    William E
    Posted on May 19th, 2026 09:11 PM
    Debbie was awesome to work with during our experience of buying our first home. The communication was great and we had a few homes that didn't work out at first but Debbie was always there to help us along the way.
    read more
    Reply from Debbie Ratliff
    May 20th, 2026 04:10 PM
    William, I'm happy to hear that I could assist you during your first home buying experience. It's important to me to provide great communication and support, especially when things don't go as planned. If there's anything else you need in the...
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  • 5.0
    BytePro
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    Amanda J
    Posted on May 19th, 2026 08:04 PM
    Ms. Ratliff made things so easy for me and helped me every step of the way.
    Reply from Debbie Ratliff
    May 19th, 2026 08:26 PM
    I'm pleased to hear that I could make the process easy for you, Amanda. Helping you every step of the way is my goal, and your feedback is greatly appreciated. If you need anything else, feel free to reach out.
  • 5.0
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    Brian B
    Posted on April 23rd, 2026 02:18 AM
    Debbie has always been great to work with. Her knowledge has helped us to make the best decisions forour needs.
    Reply from Debbie Ratliff
    April 23rd, 2026 05:19 PM
    Thank you, Brian, for your kind words. I'm glad my knowledge has been helpful in supporting your decision-making. If there's anything else you need, please feel free to reach out.
  • 5.0
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    Preston J
    Posted on March 17th, 2026 01:47 PM
    She was very personal towards me and my wife, and she walked us through each scenario getting a house. she gave excellnt excellent advice and wanted us to win big!!!
    Reply from Debbie Ratliff
    March 17th, 2026 02:14 PM
    It's great to hear that you and your wife felt supported throughout the house buying process, Preston. I aim to provide personalized advice and guide each step with care, so your positive feedback means a lot to me. If there's anything further...
    read more
  • 5.0
    BytePro
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    Michael P
    Posted on January 17th, 2026 02:42 PM
    Debbie always goes above and beyond! She communicates thoroughly, finds the best rates and does it all with kindness and understanding. As repeat customers of hers, we would never go anywhere else!
    Reply from Debbie Ratliff
    January 19th, 2026 07:53 PM
    I'm grateful for your continued trust, Michael. Providing thorough communication and securing the best rates while maintaining kindness and understanding is what I strive for in every interaction. It's rewarding to hear that your experience...
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  • 5.0
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    Daniel C
    Posted on January 11th, 2026 11:36 AM
    Debbie provides excellent advice and communicaion. Her knowledge, experience, and professionalism make her one of the best in the business. She goes above and beyond to make sure that she provides the best customer care and service throughout...
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    Reply from Debbie Ratliff
    January 12th, 2026 04:12 PM
    I'm pleased to hear that you valued my advice and communication, Daniel. Ensuring that you receive the customer care and service you deserve is always my priority. If you have any further questions or need assistance in the future, feel free...
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  • 10 of 137
    About
    Debbie began her banking career in 1973 in Anderson, IN. Out of all of the different banking experiences she has had mortgage lending is her favorite part. That is why she has been a mortgage lender for over 30 years. Debbie loves meeting and working with new clients and helping past clients with new mortgage needs. She loves spending time with her family and friends, and enjoys being active at her church. Debbie has been married for over 45 years. She has two sons and three grandchildren.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 473018