Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Deb is very good at communicating. She is very knowledgable about the different programs and products available to her clients. She is quick and efficient when it comes to getting a deal done and she is experienced in knowing how to avoid roadblocks...
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Reply from Deb Higgins
July 7th, 2026 02:15 PM
Thank you Nick, we are always here to help when you need us. Love working with you, you do a great job for your clients.
customer service was on top of everything we needed for financing our home
Reply from Deb Higgins
July 6th, 2026 03:46 PM
Thanks David and Congratulations on the new place, Please let us know if you need anything and thanks for letting us help you. Take care.
Deb Higgins and the team were attentive and helpful throughout the whole process. If I missed an email, I always got a phone call. Amazing communication!
Reply from Deb Higgins
July 6th, 2026 03:49 PM
Congratulations Joe and thank you . You didn't miss much!!! Hope you love the new place and you let us know if you let us know if you need anything.
Deb and her team were thorough, straight to the point with tasks to be completed, and were always responsive in a timely manner when we had any questions/concerns.
Reply from Deb Higgins
July 2nd, 2026 04:50 PM
Thank you Sonia and Congratulations on the new home, Let us know if you need anything and enjoy the 4th.
This was my second time using Deb & it was just as great as the first time! Deb and her team are the best!!
Reply from Deb Higgins
July 2nd, 2026 04:52 PM
Thanks Maggie, I couldn't be happier for you and your new home, Please stay in touch and let me know if you need anything at all. Love you guys. Think about your mom every time we work together, she did a wonderful job with you all.
Working with Deb as a real estate agent has always been a great experieince. Her and the staff is abosolutely the best. I appreciate the job that they do and have refered them to clients throughout the years.
Reply from Deb Higgins
June 22nd, 2026 05:33 PM
Thank you Daniele, that means a lot to us. We appreciate you and look forward to seeing you in the future.
This is the second time I've worked with Deb and she is wonderful. I always recommend her to anyone looking to get a home loan. She's extremely easy to work with and will let you Know exactly what you need to do to get approved .
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Reply from Deb Higgins
June 22nd, 2026 05:35 PM
Thank you Alicia, so happy for you and the family on the new home, and I love the looks of the place. Can't wait to see what you do with it. Let me know if you need anything.
Debbie handled all of our questions and was very responsive about everything! Deb and her team worked around the clock with us no matter what day it was you can't get that kind of customer service from everyone. My father actually used her...
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Reply from Deb Higgins
June 22nd, 2026 05:34 PM
Thank you Austin, now you are making me feel old!!! Glad we could help and hope you love your new home, stay in touch and let me know if you need anything and tell everyone I said hi!!!
Deb is amazing! She was able to lock-in my rate fast and made the mortgage process so incredibly smooth & easy! The definition of professionalism & I'm so happy we went with her! 10/10, definitely recommend!
Reply from Deb Higgins
June 14th, 2026 06:41 PM
Thank you Kayla, it was our pleasure to be part of your new house journey, Hope you love the new place. Stay in touch and let me know if you have any questions or need anything at all. Best of luck .
Fully commited to get me approved and make less work for me as possible and answered all questions and concerened I had
Reply from Deb Higgins
June 11th, 2026 08:24 PM
And we did it!!!! So happy for you and your family to be in your new home. Congratulations on the new place, stay in touch and let me know if you need anything at all. It was out pleasure working with you.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149