Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
ALWAYS A GREAT EXPERIENCE!
Reply from Deb Higgins
August 9th, 2026 02:17 PM
Thanks Matt, always a pleasure working with you and your agents.
Great communication throughout the entire process. Wonderful to work with.
Reply from Deb Higgins
July 31st, 2026 03:43 PM
Thanks Sarah it was a pleasure working with you , stay in touch and let us know if we can help you or your clients in the future.
Service was great. Everyone was quick to respond and work on our application process smoothly until the purchase of our home.
Reply from Deb Higgins
July 27th, 2026 07:56 PM
A tremendous amount of work went into getting your loan closed Misty, glad you got closed once buyer #1 in line of 3 ahead of you got their loan done. Sorry our rating wasn't a bit higher for going above and beyond to get our end taken care...
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Deb answered all my questions made paperwoto seem effortless. Thank you all for helping me find my forever home!
Reply from Deb Higgins
July 21st, 2026 02:02 PM
Thank you for letting us help you with this transaction and you ended up the right home you wanted in the first place. Congratulations and stay in touch let us know if you need anything at all. It was our pleasure to help you with this.
Deb worked really hard for my wife and I. We really appreciate
Reply from Deb Higgins
July 20th, 2026 08:07 PM
you are welcome Stephen, glad we got your loan closed and Congratulations on becoming a homeowner. Call me if you need anything. Pay close attention to emails and USPS mail.
Transparent, and quick. Great seasoned advice. I appreciate all advice I received from Deb.
Reply from Deb Higgins
July 19th, 2026 01:22 PM
Congratulations Caleb on becoming a homeowner and you stay in touch and let me know if you have any questions or need anything. Be careful of all the junk mail coming your way in the next couple of months. Take care and best of luck you know...
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Deb was super responsive and mad ethe whole
process very smooth overall great experience
Reply from Deb Higgins
July 11th, 2026 06:49 PM
Hope that is made and not mad, haha. You guys were a pleausure to work with and thank you for letting me help you. Congrats on the new house and your new adventure. Let me know if you need me for anything.
Deb was so easy to work with. she's extremely knowledgeable, and she really does her best to get you in the home that you want. We are so grateful to have found her, and we will definitely use her again in the future.
Reply from Deb Higgins
July 9th, 2026 03:34 PM
Thank you Randi it was a pleasure working with you and we are so happy for you guys to be in your new home, Stay in touch and let me know if you need anything at all.
Deb was great to work with and the transaction went very smooth.
Reply from Deb Higgins
July 9th, 2026 03:34 PM
Thank you Kenbra, pleasure working with you as well, keep us in mind.
Deb and her office staff was prompt the whole way through
Reply from Deb Higgins
July 8th, 2026 02:54 PM
Thanks Jared stay in touch and let us know if you need help with anything on your loan. Congratulations on your new house and best of luck.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149