Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Deb was amazimg throughout the entire process!
Reply from Deb Higgins
June 11th, 2026 04:48 PM
Thank you Elizabeth and thank you for doing a great job on your end of things as well. You make our job easier. Please let us know if we can help you with any other clients. It was a pleasure working with you.
Deb and her team were so wonderful to work with. I will absolutely be going back to them in the future. They all made the process so smooth and easy. Such an amazing team of people to work with!
Reply from Deb Higgins
June 11th, 2026 04:47 PM
Congratulations Emily on your new home and becoming a homeowner. We hope you love the new place. Thanks for your kind words. It was a pleasure working with you . Please stay in touch and let us know if you need anything at all. Best of luck....
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Deb was very helpful and the process went smoothly and quickly.
Reply from Deb Higgins
June 10th, 2026 10:14 PM
Thank you and Congratulations on your new home. Let us know if you have questions or need anything and best of luck to you.
Deb and the team were awesome to work with! Very responsive and made the process so much less stressful and go as smoothly as possible!
Reply from Deb Higgins
June 14th, 2026 06:42 PM
Thank you Makayla and congratulations on becoming a homeowner. Let us know if you need anything at all.
Deb and her team made the home buying process very easy and they were all very pleasant to deal with.
Reply from Deb Higgins
June 8th, 2026 05:07 PM
Thanks Kyle and Congratulations on the new home. We couldn't be happier for you. Let us know if you need anything at all, It was a pleasure working with you.
Had a great experience with Flat branch . Everyone on the team was respectful and very helpful throughout the process
Reply from Deb Higgins
June 8th, 2026 05:08 PM
Thank you Kayla and Congratulations on your new home. We hope you love it there. Thank you letting us be part of your new journey. Stay in touch and let us know if you need anything or have any questions. Best of luck.
The communication with the client and the afent team was super!
Reply from Deb Higgins
June 6th, 2026 04:37 PM
Thank you and let us know if you need anything or if we can help you with any other clients
the whole Flat Branch team was very respectful and helpful for our first time obtaining a home loan
Reply from Deb Higgins
June 4th, 2026 07:39 PM
Congratulations on becoming homeowners, it was our pleasure working with you two. We hope you love your new place. Please stay in touch and let us know if you need anything at all. We wish all of our customers were as easy to work with as you...
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I came to Ms Higgins feeling beyond down with life, she and her team has pulled me out of complete darkness and into a beautiful home which I have fell in love with, I cannot thank them enough for
Reply from Deb Higgins
June 1st, 2026 03:57 PM
Congratulations Matthew on your new home, we hope you are very happy there . Please stay in touch and let us know if you need anything at all.
Thank you Deb
Reply from Deb Higgins
May 30th, 2026 05:50 PM
You are very welcome George, please keep us in mind and let me know if we can assist you with any other clients.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149