Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Reviews from Web
The moment my husband and i met Deb Higgins and her team they were ready and willing to go on this journey with us. Deb didn't take us through loops and hoops she was there and upfront with us. We absolutely love Deb her character and personality...
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Reply from Deb Higgins
October 19th, 2026 02:10 PM
Some people you meet along the way in this business you just click with, that is you two and me. I love you guys and couldn't be happier to have been part of this journey with you and hope you are happy with your choice and I am so happy for...
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Deb and her team went way above and beyond the expectations I had for this type of service. They basically went to battle for me and I'm sure that they worked tirelessly on my loan approval well beyond normal business hours. I give them 10...
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Reply from Deb Higgins
October 12th, 2026 02:58 PM
Congratulations on your new home Daniel, we are so happy for you and now life can move on and calm down for you and your family. Please stay in touch and let us know if you need anything or we can help you with anything. So glad we could be...
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Thank you guys for helping us out and working quickly when our close was rescheduled last minute.
Reply from Deb Higgins
October 10th, 2026 03:01 PM
Glad this all came together so quickly for you guys, Congratulations on the new home and stay in touch and let us know if you need anything.
Deb is very knowledgeable, honest and goes above and beyond to make people like myself feel comfortable throughout the whole process...
Reply from Deb Higgins
October 10th, 2026 03:00 PM
You are welcome Joe and you stay in touch and let me know if you need help with anything. congratulations on your new home.
Efficient and precise as always, thank you for your help!
Reply from Deb Higgins
October 6th, 2026 07:07 PM
and you as well, professional and on top of things as usual, we love it when you are on the agent end of things. .......
Deb and her team made a very difficult process very manageable and we can't thank them enough!
Reply from Deb Higgins
October 6th, 2026 04:08 PM
Thanks Tasha and so glad everything worked out for your refinance.
Buying a house can be such a stressful and overwhelming process, but you made everything feel so smooth and easy, even when we had no idea what the next step was. We truly couldn’t appreciate you more for all of your guidance, patience, and...
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Reply from Deb Higgins
September 23rd, 2026 02:33 PM
So happy we could be of assistance and we do hope you love your new home. It was a pleasure working with you and you guys were on top of things all the way through the process. Please stay in touch and let us know if you need anything or have...
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Deb and team went above and beyond to make our house buying journey the Greatest experience!!
Reply from Deb Higgins
September 21st, 2026 04:24 PM
Thank you Ryan so happy we could be of assistance. Hope you love the new place and you let us know if you need anything at all . Congratulations.
Deb made it a easy proces.
Reply from Deb Higgins
September 21st, 2026 01:29 PM
Thank you Katherine, we try to make it as easy as possible on everyone. Congratulations on your new home and you stay in touch and let us know if you need anything.
Deb made the process quick and efficient, she also helped me understand the process as a first time buyer.
Reply from Deb Higgins
September 21st, 2026 01:31 PM
Thank you Amanda, we couldn't be happier for you and hope you love your new home. Let us know if you have questions or need help with anything.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149