Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Efficient and precise as always, thank you for your help!
Reply from Deb Higgins
October 6th, 2026 07:07 PM
and you as well, professional and on top of things as usual, we love it when you are on the agent end of things. .......
Deb and her team made a very difficult process very manageable and we can't thank them enough!
Reply from Deb Higgins
October 6th, 2026 04:08 PM
Thanks Tasha and so glad everything worked out for your refinance.
Buying a house can be such a stressful and overwhelming process, but you made everything feel so smooth and easy, even when we had no idea what the next step was. We truly couldn’t appreciate you more for all of your guidance, patience, and...
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Reply from Deb Higgins
September 23rd, 2026 02:33 PM
So happy we could be of assistance and we do hope you love your new home. It was a pleasure working with you and you guys were on top of things all the way through the process. Please stay in touch and let us know if you need anything or have...
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Deb and team went above and beyond to make our house buying journey the Greatest experience!!
Reply from Deb Higgins
September 21st, 2026 04:24 PM
Thank you Ryan so happy we could be of assistance. Hope you love the new place and you let us know if you need anything at all . Congratulations.
Deb made it a easy proces.
Reply from Deb Higgins
September 21st, 2026 01:29 PM
Thank you Katherine, we try to make it as easy as possible on everyone. Congratulations on your new home and you stay in touch and let us know if you need anything.
Deb made the process quick and efficient, she also helped me understand the process as a first time buyer.
Reply from Deb Higgins
September 21st, 2026 01:31 PM
Thank you Amanda, we couldn't be happier for you and hope you love your new home. Let us know if you have questions or need help with anything.
I have worked with Deb in many transactions and I will continue to be THRILLED to work with her in the future. She is very knowledgeable and enormously helpful to buyers that assures a solid transaction and closing!
Reply from Deb Higgins
September 14th, 2026 04:38 PM
Thanks Amanda, always a pleasure working with you, you go above and beyond for your clients and I admire you for that. It is a joy to work with agents who truly want to help people.
Deb & her team are very knowlegable. Their communication skills are great & they were so kind..
Reply from Deb Higgins
September 11th, 2026 04:23 PM
Congratulations on your new home Uretta and I am so glad we were able to help you. Best of luck and you let us know if you need anything.
The team was prompt and made sure to reflect any effort we made as borrowers
Reply from Deb Higgins
September 7th, 2026 06:13 PM
Great customer to work with, whole transaction was a breeze. Congratulations and best of luck.
Deb has always done a wonderful job with my needs when it comes to mortgage loans. She is very knowledgeable, transparent about what is needed, what to do and not do, and always makes sure things run smoothly with communication in between.
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Reply from Deb Higgins
September 1st, 2026 04:19 PM
Thank you Laura, it is always great to work with you, you make our job easier. So happy for you and your new adventure. Stay in touch let us know if you need anything and best of luck.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149