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Flat Branch Home Loans in Godfrey, IL

Flat Branch Home Loans, Godfrey, IL

Godfrey, IL
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Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a finan... Show More
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Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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95%
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Reviews from Web
  • for
    Flat Branch Home Loans
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    IRIS L
    Posted on October 20th, 2026 12:00 AM
    Deb Higgins and her team was awesome to work with. The service and communication and quick response was great. I truly recommend Deb Higgins and her team.
  • I
    Iris L
    ALTON, IL
    Posted on October 17th, 2026 02:33 PM
    The moment my husband and i met Deb Higgins and her team they were ready and willing to go on this journey with us. Deb didn't take us through loops and hoops she was there and upfront with us. We absolutely love Deb her character and personality...
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    Reply from Deb Higgins
    October 19th, 2026 02:10 PM
    Some people you meet along the way in this business you just click with, that is you two and me. I love you guys and couldn't be happier to have been part of this journey with you and hope you are happy with your choice and I am so happy for...
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  • D
    Daniel B
    ELSAH, IL
    Posted on October 12th, 2026 01:36 AM
    Deb and her team went way above and beyond the expectations I had for this type of service. They basically went to battle for me and I'm sure that they worked tirelessly on my loan approval well beyond normal business hours. I give them 10...
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    Reply from Deb Higgins
    October 12th, 2026 02:58 PM
    Congratulations on your new home Daniel, we are so happy for you and now life can move on and calm down for you and your family. Please stay in touch and let us know if you need anything or we can help you with anything. So glad we could be...
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    Flat Branch Home Loans
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    Daniel B
    Posted on October 12th, 2026 12:00 AM
    Deb and her team get it done, and get it done right. I was in a predicament and needed to get a loan approval on short notice with very little knowledge and limited resources. She and her team went to bat for me and worked tirelessly until...
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    Joe N
    Posted on October 12th, 2026 12:00 AM
    Deb Higgins is extremely knowledgeable patient and just all around a good person. She took time out of her day to answer my questions concerns just made the whole process a lot easier and less intimidating. Thank you Deb and flat branch for...
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  • M
    Margaret G
    ALTON, IL
    Posted on October 10th, 2026 12:42 PM
    Thank you guys for helping us out and working quickly when our close was rescheduled last minute.
    Reply from Deb Higgins
    October 10th, 2026 03:01 PM
    Glad this all came together so quickly for you guys, Congratulations on the new home and stay in touch and let us know if you need anything.
  • J
    Joe N
    ALTON, IL
    Posted on October 9th, 2026 04:26 PM
    Deb is very knowledgeable, honest and goes above and beyond to make people like myself feel comfortable throughout the whole process...
    Reply from Deb Higgins
    October 10th, 2026 03:00 PM
    You are welcome Joe and you stay in touch and let me know if you need help with anything. congratulations on your new home.
  • K
    Kelli A
    ALTON, IL
    Posted on October 6th, 2026 06:27 PM
    Efficient and precise as always, thank you for your help!
    Reply from Deb Higgins
    October 6th, 2026 07:07 PM
    and you as well, professional and on top of things as usual, we love it when you are on the agent end of things. .......
  • T
    Tasha C P
    STAUNTON, IL
    Posted on October 6th, 2026 03:29 PM
    Deb and her team made a very difficult process very manageable and we can't thank them enough!
    Reply from Deb Higgins
    October 6th, 2026 04:08 PM
    Thanks Tasha and so glad everything worked out for your refinance.
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    Tasha C
    Posted on October 6th, 2026 12:00 AM
    Flat Branch Home Loans has received a review with 5 star rating from Tasha C
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    About
    Our Godfrey, IL office is located off Homer Adams Parkway across from Quik Trip and by the only remaining Mr. Donut in the country. As members of the Riverbend area our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head over to our Godfrey location to meet your local loan officer.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149