

Deb Higgins
Senior Mortgage Banker | NMLS# 189866

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I've had Deb handle several transactions for me and she always goes above and beyond to make sure it's as pain free as possible for me. Highly recommend.
Reply from Deb Higgins
August 27th, 2026 04:18 PM
Always a pleasure working with you Randall, customers like you make my job easier. Thanks and hope you love the new place.
We had such a wonderful experience working with Deb while purchasing our first home! She made what could have been an overwhelming process feel smooth and manageable from beginning to end. She was always available to answer our questions, kept...
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Reply from Deb Higgins
August 25th, 2026 03:47 PM
Thank you Abby for the kind words, we truly appreciate that. It was a pleasure working with you two and I am sure you are going to do great things with your new home. Please stay in touch and let us know if you have any questions or need anything...
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Deb, and her team were great!
Reply from Deb Higgins
August 21st, 2026 02:55 PM
Thanks Jordan and congratulations on your new home, We are so happy to have been a part of helping you and please stay in touch and let us know if you need anything or have any questions. It was a pleasure working with you.
Deb and your team alway do a aewsone job
Reply from Deb Higgins
August 20th, 2026 03:06 PM
Thank you Rebecca
Xxxxxxxxxx
Reply from Deb Higgins
August 20th, 2026 03:06 PM
Thank you
This is our second loan from Deb, she is great!!
Reply from Deb Higgins
August 17th, 2026 03:51 PM
Thank you Jeremy, Congratulations on the new home and hope you all love it there. That is the area I grew up in so holds a special place in my heart. You guys let me know if you need anything at all and best of luck.
Wonderful Staff and Thorough service
Reply from Deb Higgins
August 17th, 2026 02:38 PM
Congratulations on your new home Devin, we hope you love it there. Thanks for the opportunity to help you with that transaction and stay in touch with us and let us know if you have any questions or need anything.
I always love working with Deb. thisnis my third time using her as a lender and it's always a stress free process.
Reply from Deb Higgins
August 16th, 2026 03:56 PM
Thanks Kelly, always glad to help when you need me lady, its a pleasure working with you.
I have used Deb Higgins for most of my home mortgage needs for 25 years. She's great to work with
Reply from Deb Higgins
August 16th, 2026 03:57 PM
Thank you Khristina, always here to help you if needed. Love repeat business.
Deb helped and guided me through the whole process. She was always quick to respond to m my questions and gave me clear and helpful answers. I really appreciate Deb's wisdom and experience. She made the whole process smooth and stress-free....
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Reply from Deb Higgins
August 16th, 2026 03:58 PM
Congratulations on your new home Sharon, we couldn't be happier for you and hope you love it there. Stay in touch and let us know if you need anything.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149