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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
96%
4 Star
3%
3 Star
0%
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1 Star
0%
Reviews from Web
  • Encompass
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    Randall P
    ALTON, IL
    Posted on August 27th, 2026 03:09 PM
    I've had Deb handle several transactions for me and she always goes above and beyond to make sure it's as pain free as possible for me. Highly recommend.
    Reply from Deb Higgins
    August 27th, 2026 04:18 PM
    Always a pleasure working with you Randall, customers like you make my job easier. Thanks and hope you love the new place.
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    Abigail E S
    JERSEYVILLE, IL
    Posted on August 25th, 2026 01:25 AM
    We had such a wonderful experience working with Deb while purchasing our first home! She made what could have been an overwhelming process feel smooth and manageable from beginning to end. She was always available to answer our questions, kept...
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    Reply from Deb Higgins
    August 25th, 2026 03:47 PM
    Thank you Abby for the kind words, we truly appreciate that. It was a pleasure working with you two and I am sure you are going to do great things with your new home. Please stay in touch and let us know if you have any questions or need anything...
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    Jordan D S
    GODFREY, IL
    Posted on August 21st, 2026 02:47 PM
    Deb, and her team were great!
    Reply from Deb Higgins
    August 21st, 2026 02:55 PM
    Thanks Jordan and congratulations on your new home, We are so happy to have been a part of helping you and please stay in touch and let us know if you need anything or have any questions. It was a pleasure working with you.
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    Rebecca M
    JERSEYVILLE, IL
    Posted on August 20th, 2026 12:29 PM
    Deb and your team alway do a aewsone job
    Reply from Deb Higgins
    August 20th, 2026 03:06 PM
    Thank you Rebecca
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    Anthony G
    BELLEVILLE, IL
    Posted on August 18th, 2026 06:29 PM
    Xxxxxxxxxx
    Reply from Deb Higgins
    August 20th, 2026 03:06 PM
    Thank you
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    Jeremy T
    ALTON, IL
    Posted on August 17th, 2026 03:43 PM
    This is our second loan from Deb, she is great!!
    Reply from Deb Higgins
    August 17th, 2026 03:51 PM
    Thank you Jeremy, Congratulations on the new home and hope you all love it there. That is the area I grew up in so holds a special place in my heart. You guys let me know if you need anything at all and best of luck.
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    Devin K
    JERSEYVILLE, IL
    Posted on August 16th, 2026 05:39 PM
    Wonderful Staff and Thorough service
    Reply from Deb Higgins
    August 17th, 2026 02:38 PM
    Congratulations on your new home Devin, we hope you love it there. Thanks for the opportunity to help you with that transaction and stay in touch with us and let us know if you have any questions or need anything.
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    Kelly J W
    Alton, IL
    Posted on August 14th, 2026 03:01 PM
    I always love working with Deb. thisnis my third time using her as a lender and it's always a stress free process.
    Reply from Deb Higgins
    August 16th, 2026 03:56 PM
    Thanks Kelly, always glad to help when you need me lady, its a pleasure working with you.
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    Khristina T
    ALTON, IL
    Posted on August 13th, 2026 05:45 PM
    I have used Deb Higgins for most of my home mortgage needs for 25 years. She's great to work with
    Reply from Deb Higgins
    August 16th, 2026 03:57 PM
    Thank you Khristina, always here to help you if needed. Love repeat business.
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    Sharon L
    Alton, IL
    Posted on August 11th, 2026 05:10 PM
    Deb helped and guided me through the whole process. She was always quick to respond to m my questions and gave me clear and helpful answers. I really appreciate Deb's wisdom and experience. She made the whole process smooth and stress-free....
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    Reply from Deb Higgins
    August 16th, 2026 03:58 PM
    Congratulations on your new home Sharon, we couldn't be happier for you and hope you love it there. Stay in touch and let us know if you need anything.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149