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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    B
    Brandy G
    Woodland, CA
    Posted on October 9th, 2024 05:42 PM
    We were glad for Dave's expertise in our lengthy escrow transaction.
  • Encompass
    S
    Shelley B
    Woodland, CA
    Posted on October 6th, 2024 03:24 PM
    Dave made our home buying experience informative and smooth. As a realtor and parent of one of the buyers, he handled the transaction with great care and expertise from every angle. Dave excels in the gift of communication and was accessible...
    read more
  • Encompass
    C
    Craig E S
    Davis, CA
    Posted on September 29th, 2024 01:25 PM
    Dave offered great advice, communication and helped close in a very short timeline. I would highly recommend Dave to anyone getting a loan!
  • Encompass
    M
    Matthew D
    Davis, CA
    Posted on September 27th, 2024 01:35 PM
    Dave was Great!
  • Encompass
    N
    Neal W F
    Davis, CA
    Posted on July 19th, 2024 09:06 PM
    personal attention
  • Encompass
    K
    Kashmir K S
    Woodland, CA
    Posted on May 14th, 2024 12:43 PM
    All loan doc done fast and in good manner looks like he knows everything very well organized blessed
  • Encompass
    M
    Maria E F
    Woodland, CA
    Posted on May 9th, 2024 02:20 PM
    From start to finish. Coordinated effort.
  • Encompass
    J
    Jill C
    Woodland, CA
    Posted on April 10th, 2024 01:57 PM
    Dave was phenomenal to work with! We began with my clients, years ago, but they just weren't able to move forward. Fast forward, and he was right there waiting, ready to make a complicated situation so much easier than it could have been. I...
    read more
  • Encompass
    J
    Jacob R L
    Woodland, CA
    Posted on April 6th, 2024 03:27 PM
    Dave and Amanda made everything so easy. There was fantastic communication and it so stress free. Would never go to anyone else. After closing we both remarked at how easy and fast everything was. Thank you so much!!
  • Encompass
    G
    Glenda H
    Roseville, CA
    Posted on February 17th, 2024 05:50 PM
    Great communicator! Very helpful to needy client….many trips to his home!! Positive attitude and caring attitude!! A TEN!!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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