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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Susan B
    Woodland, CA
    Posted on July 1st, 2025 09:34 PM
    Long time relationship with Dave, he always answers his phone or returns call prompt;y. Very knowledgable and personable! He stays in touch with our real estate commnity and attends all meetings.
  • Encompass
    S
    Sue T
    Auburn, CA
    Posted on June 5th, 2025 01:38 PM
    Communication
  • Encompass
    J
    Jill C
    Woodland, CA
    Posted on May 10th, 2025 06:38 PM
    Dave always gets the job done!! I enjoy his persistent, yet very kind communication, and his meticulous attention to detail. He always makes my clients feel well cared for! We closed early on this one, and everyone on both sides felt like winners!!...
    read more
  • Encompass
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    Cyndel M R
    Woodland, CA
    Posted on May 10th, 2025 05:12 PM
    Great communication and got things done fast
  • Encompass
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    Patricia E
    Woodland, CA
    Posted on February 8th, 2025 03:21 PM
    Dave Heard kept me updated throughout the process and explained everything very well to me.
  • Encompass
    C
    CJ P
    Woodland, CA
    Posted on November 26th, 2024 06:56 PM
    Dave Heard was absolutely phenomenal! He went above and beyond to help my clients secure their home. From the start, he was punctual, professional, and incredibly helpful, always keeping us updated throughout the process. Dave consistently...
    read more
  • Encompass
    E
    Elena G
    Lincoln, CA
    Posted on November 21st, 2024 11:19 PM
    Good communication
  • Encompass
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    Kyle S S
    Davis, CA
    Posted on November 5th, 2024 01:38 PM
    Dave made the whole process hassle free
  • Encompass
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    Robin R
    Sacramento, CA
    Posted on November 4th, 2024 11:48 PM
    Dave did a great job throughout the entire transaction. The loan was ready to go far earlier than we needed and Dave's experience made a complicated last minute lot line adjustment seemless. I am a Realtor and work with many loan officers....
    read more
  • Encompass
    J
    James M D
    Woodland, CA
    Posted on October 17th, 2024 02:14 PM
    Speedy and good transaction.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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