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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jeanie S
    Woodland, CA
    Posted on August 8th, 2026 10:03 PM
    Great communication, responsive, and he answers his calls.
  • Encompass
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    Monica E C
    Zamora, CA
    Posted on June 24th, 2026 02:51 AM
    Dave was very responsive and communicated very well. He was always available to answer my questions.
  • Encompass
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    Esteban D R V
    Woodland, CA
    Posted on June 14th, 2026 03:17 PM
    Dave was very supportive and informative.
  • Encompass
    D
    Don S
    Woodland, CA
    Posted on June 11th, 2026 08:08 PM
    Dave Heard and his team do a great job communicating and getting everything done.
  • Encompass
    S
    Susan B
    Zamora, CA
    Posted on June 10th, 2026 06:31 PM
    Dave is our go-to guy for all things in lending! He has loads of experience, a great persona and is easy to talk with, he's always available and communication is awesome. We LOVE Dave!!
  • Encompass
    S
    Sarina H K
    Upland, CA
    Posted on June 5th, 2026 12:38 PM
    The whole loan process went so smooth and hassle free Dave is very responsive , professional and Organized . I was kept well informed of each and every step .
  • Encompass
    R
    Robin R
    Sacramento, CA
    Posted on March 2nd, 2026 06:42 PM
    Dave is a pro! His experience shows as he has everything ready early, his clients are informed, and as a realtor I am kept up to date on the status of the loan. I would highly recommend him!
  • Encompass
    S
    Sean F
    Sacramento, CA
    Posted on February 24th, 2026 05:41 PM
    Dave made this process painless and transparent. Clear concise communication.
  • Encompass
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    Catherine A R
    Woodland, CA
    Posted on February 9th, 2026 02:33 PM
    It was all completed in a timely fashion
  • Encompass
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    Don S
    Woodland, CA
    Posted on February 6th, 2026 03:05 PM
    Dave always does a great job communicating and taking care of the borrower.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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