

David Heard
Branch Manager | NMLS# 244146

Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Dave is a good guy and professional but there seemed to be a lot of last minute admin requests and re-sending of previous paperwork. Also the house appraisal was very fast and came in $50K under what was expected. But the deal still went through...
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Dave is great with communication, professional and quick to close! I’ve worked with Dave numerous times and our transactions are flawless.
Reply from David Heard
October 14th, 2026 06:51 PM
Thank you Amber! This means a lot to me!
Very easy process. Dave was very helpful through everything.
Dave is fantastic! His experience and timeliness made everything go so smooth !
Also great communication. Was able to close quickly!
Dave and his team were the best!
Dave was stellar! Looking forward to our next transaction together. Thank you!
I like talking to one person an done person only. Dave is very responsive and knowledgeable
Working with Dave Heard is always a great experience. He goes the extra mile with communication and meeting time lines.
Dave was in touch with me the entire time with info, good or bad. He gave it to me the way it was.
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About
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
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