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David Heard - Branch Manager | NMLS#  244146 in Oak Harbor, WA

David Heard

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Branch Manager | NMLS# 244146

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Michael J H
    Davis, CA
    Posted on January 18th, 2026 02:54 PM
    Bald guys stick together.
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    Hillary D
    El Macero, CA
    Posted on January 11th, 2026 05:53 PM
    Advice , timing , customer care
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    Tristan M K
    El Macero, CA
    Posted on January 9th, 2026 03:34 AM
    Thank you all so much. My experience was wonderful. Mr Heard has been a fixture in my life since I was four years old. I'm very blessed to have benefitted from his guidance witg with home buyinv buying and living life. Thank you all so much...
    read more
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    Byron M
    Woodland, CA
    Posted on December 19th, 2025 04:09 PM
    Dave has always been the person to go to when difficult cirmcumstances arise and he always makes deals come together!
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    Michael A T
    Woodland, CA
    Posted on November 24th, 2025 05:18 PM
    Dave Heard was so helpful!!
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    Melrina H
    Woodland, CA
    Posted on November 23rd, 2025 10:43 PM
    Dave is knowledgeable, helpful and heads off problems before they happen. Transaction goes smoothly every time. But, I don't like surveys. (: M
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    Eric J S
    San Diego, CA
    Posted on November 17th, 2025 08:27 PM
    Timely responses to information requested. still amazes me how much information is needed.
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    Ryan M
    Woodland, CA
    Posted on October 16th, 2025 03:56 PM
    Dave is always so easy to work with. He even answered our call on a weekend and was able to answer our questions we had. Thank you for the great service!
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    John C
    Woodland, CA
    Posted on October 11th, 2025 12:50 PM
    Dave really communicates with our mutual clients really well . that Makes our buyers have a very smooth and stress free transaction
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    Francisco J
    Carmichael, CA
    Posted on July 14th, 2025 04:48 PM
    Throughout the process, Dave was very communicative and answered all questions by Buyers and myself in a very rapid and efficient manner. His knowledge of the process from front to back is very evident and there were no surprises. Excellent...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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