David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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DAVID FERNANDEZ WAS GREAT AND TOOK AWAY ALOT OF MY WORRIES WITH IT. HE IS THE BEST
David did a great job of making the process painless. He was always available to answer any questions, discuss concerns and update loan status. He was very knowledgeable and gave us lots of confidence in the company.
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David was great at explaining the process and made himself available should we have any additional questions. He took the time to make sure we understood before going forward. In David you've got a great representative.
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David is very competent and knowledgeable. He really went to bat for me to finally get my reverse mortgage passed and finalized. He seemed to really be on my side and was very helpful. Was very happy David took charge of my account.
David and everyone I worked with explained things very clearly and concisely and I felt that I understood and was in control all of the time. Everyone was really pleasant and I was really surprised how quickly we managed to complete the whole...
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He was always on time with his call.
David was so helpful in understanding my concerns as I struggled with the pros and cons of completing this process. I don't know that I would have completed the process, had it not been for David. He answered all my questions and I felt the...
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing