
David Fernandes
Executive Branch Manager

Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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We started our loan process in February but had a lot of stumbling blocks due mostly to the Covid pandemic. David was always so good about contacting us at least once a week to give us an update, letting us know what we were waiting for "this...
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David was thorough in his communication, encouraging when things were tough and I felt supported throughout the process.
The entire process was comfortable and professional David feels like a friend
David kept me informed all the way. The only problem we had is that I had to do all the work for the appraiser by taking a lot of pictures etc. I do know that COVID had a lot to do with it, but still it was a hassle.
David encouraged lots of questions and thoroughly answered those we came up with.
The experience was smooth from start to finish
David was a pleasure to talk to, he explained things so you could understand.
David kept us informed all along the journey. He was able to answer all our questions. He was very pleasant to work with even though a couple thousand miles away.
very helpful in answering all questions- making the process easy as possible - by doing it all from home- thanks david
David was so obviously knowledgeable. He was friendly , he looked forward to any potential problems that may come up and he stayed informed about the whole process. It was a pleasure working with him.
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing