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David Fernandes - Executive Branch Manager in Irvine, CA

David Fernandes

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Executive Branch Manager

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Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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  • FTP
    M
    MARY M
    Eaton, CO
    Posted on September 4th, 2020 11:50 AM
    We started our loan process in February but had a lot of stumbling blocks due mostly to the Covid pandemic. David was always so good about contacting us at least once a week to give us an update, letting us know what we were waiting for "this...
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  • FTP
    T
    TERESA I
    Divide, CO
    Posted on September 2nd, 2020 02:56 AM
    David was thorough in his communication, encouraging when things were tough and I felt supported throughout the process.
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    GARY R
    Lorton, VA
    Posted on August 29th, 2020 08:12 PM
    The entire process was comfortable and professional David feels like a friend
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    THOMAS K
    Spokane, WA
    Posted on July 18th, 2020 11:27 PM
    David kept me informed all the way. The only problem we had is that I had to do all the work for the appraiser by taking a lot of pictures etc. I do know that COVID had a lot to do with it, but still it was a hassle.
  • FTP
    L
    LYNN S
    Evans, CO
    Posted on June 28th, 2020 10:44 PM
    David encouraged lots of questions and thoroughly answered those we came up with.
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    GRAHAM F
    Blaine, WA
    Posted on June 26th, 2020 07:56 PM
    The experience was smooth from start to finish
  • FTP
    J
    JAMES C
    Hopewell, VA
    Posted on June 20th, 2020 09:26 PM
    David was a pleasure to talk to, he explained things so you could understand.
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    J
    JAMES L
    Madison, WI
    Posted on May 30th, 2020 12:13 PM
    David kept us informed all along the journey. He was able to answer all our questions. He was very pleasant to work with even though a couple thousand miles away.
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    D
    DONNA S
    Manor, TX
    Posted on May 6th, 2020 01:54 PM
    very helpful in answering all questions- making the process easy as possible - by doing it all from home- thanks david
  • FTP
    B
    BRENDA H
    Garland, TX
    Posted on May 4th, 2020 01:53 PM
    David was so obviously knowledgeable. He was friendly , he looked forward to any potential problems that may come up and he stayed informed about the whole process. It was a pleasure working with him.
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    About
    Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
    Realtor Representation
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    Positions
    • West Capital Lending - Executive Branch Manager
      Aug 1st, 2022 - Current
    Memberships
    • California Department of Real Estate

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #808033
    • CA Real Estate Broker Lic #02203533
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing