David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David was very thorough in walking us (me, my wife and our two sons) through the details and the expected outcome. We consider him a friend as well as a business partner.
I have been very satisfied with the work David has done, especially because he told me exactly what to expect upfront and there were no surprises. Any reservations I may have initially had were dispelled after I spoke with my counselor. She...
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David was an awesome person to work with! He regularly checked in with us, and we were always aware that he really cared about helping us in every way. We experienced some frustration at the very end with the terrible title department that...
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I felt I was always in the loop as far as where I was in the process. Things were
made very clear to me so there was no misunderstandings.
David was great in both the original HECM in 2017 as well as the re-finance in 2019. He was always very friendly and available to help and explain anything I had questions or reservations about and was even able to overcome some obstacles that...
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Extremely friendly and knowledgeable. Right off the bat he set a Target date in spite of the appraiser screwups and we did hit the target day. I would recommend David to anyone.
One Simple answer!!! David Fernandes!!!!!!!
David took an interest in making the loan work. He was the only AAG person to do this. He followed up consistently and kept me informed. He was honest. In my opinion, one of the star employees of AAG
David made the decision to go with AAG easy and painless
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing