David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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David would call me weekly and keep me informed about the progress of the loan. He was always very courteous and friendly. He always made me feel comfortable speaking with him. I wish more business personnel would be like David.
David provided great customer service under very trying circumstances-picking up from a previous rep in midstream, plus dealing with the effects of the virus and various NY laws and regs. He was patient and considerate. We are grateful for...
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He was very attentive & explained everything. Worked very hard & got everything done professionally & quickly. Thank you David.
David Fernandes,made it Great!!! He is a trustworthy and caring man. Did everything he said he was going to do and followed up to be sure I was taken care of properly. What a pleasure to work with. Thank you sir....
David provided all the answers to my loan questions and we felt secure at the closing. He was professional throughout the loan process. GOOD JOB !
I contacted David early in November to find out about AAG's ability to reduce the interest rate of our existing Reverse Mortgage as interest rates had been falling. David took the ball and quickly advised us that due to our excellent credit...
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David stays in touch throughout the process. He is flexible in communication, using text when appropriate, and checking in by phone at least once a week throughout the process. He was recommended by two friends of mine for whom he had processed...
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It took a very long time to get all the pieces together for this loan. We are in a rural area and it is more difficult to get auxiliary assistance to take care of the details. David and Ilse Chavez were super help. David made sure Ilse had...
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From the first contact to closing with AAG David was available for all questions without any pressure to move forward until we were made knowledgeable and comfortably satisfied. We feel very secure about our reverse mortgage decision and it...
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David took lots of extra time with me and my questions so I had a clear understanding. He was/is very professional and cares about his clients and goes the extra miles to make sure that I was not uncomfortable or confused in anyway. You definitely...
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing