

Dave Chmiel, Ruoff Mortgage
Senior Loan Officer | NMLS# 1019783 | Ruoff Mortga...


IPFW
Additional Licenses: NMLS# 1019783.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and s... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Dave Chmiel and Megan Browning kept me up to date with every step of the process and Dave was always available to speak on the phone when I had questions or unique situations to navigate. The "loan butler" was easy to understand and use, and...
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Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
February 3rd, 2024 04:44 PM
Thank you Robert for the excellent review, it is very much appreciated. I did appreciate working with you and I appreciated your patience.
Everyone was well organized which made it easy through the whole process. Thanks!
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
December 28th, 2023 02:48 PM
Thank you for the kind words and perfect survey.
Any time we had questions about the process of getting our loan, especially the on line parts. Our messages were always answered promptly and made it easy to get through it.
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
December 27th, 2023 04:44 PM
Thank you for the great survey. It was a pleasure working with you and Eileen, you made my job easy!
Excellent communication skills!
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
December 1st, 2023 04:25 PM
Thank you Maria. It was a pleasure working with you. I really appreciated your quick responses to all of our requests.
Dave was great to work with!
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
November 19th, 2023 05:52 PM
Thank you for the good survey! You were great to work with too.
The loan application portal was very useful and made the process less stressful. Dave was very helpful and answered all of my questions.
Thank you so much
Dave Chimel was great!
Dave was great to work with, Megan too. I had a lot of questions that they answered quickly. I saw my loan was given to Fifth Third Bank today, didn't know that was going to happen. We talked about refinancing in a year, wondering if that's...
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Dave was very thorough and made sure I understood the information throughout the whole process. Dave was excellent at getting back with me and answering my questions.
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About
Additional Licenses: NMLS# 1019783.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage originator for purchases and refinances.
Conventional loans
FHA mortgages
USDA mortgages
VA mortgages
IHCDA down payment assistance programs
Ruoff NextHome down payment assistance
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Education
- IPFWHistoryBachelor of Arts (BA)Aug 1992 -May 1997

Positions
- Ruoff Mortgage - Sr. Mortgage Loan OfficerFeb 5th, 2013 - Current
Memberships
- NMLS member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1019783
Hobbies
- I enjoy traveling.
- Listening to music.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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