Dave Chmiel, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1110 East Dupont Road, Fort Wayne, Indiana, 46825
Telephone: +1-260-579-6767
Rating: 4.91

Senior Loan Officer | NMLS# 1019783 | Ruoff Mortga...

Ruoff Mortgage - North Fort Wayne

4.91

(56)

IPFW

Mortgage

Mortgage Loan Officer

IPFW

Contact Info

(260) 579-6767

Fort Wayne, IN

https://www.ruoff.com/DaveChmiel

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.91

(56)

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Experience.com

4.9

(51)

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5.0

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Dave and the whole team (Ellen, Megan) went above and beyond to keep us informed and to keep our entire home-buying process moving smoothly. Dave even called to update us while he was on vacation! Everyone we worked with at Ruoff was kind,...

Reply from Dave Chmiel, Ruoff Mortgage

November 19th, 2024 09:14 PM

Hi Jocelyn, thank you for your kind words and 5-star review. I'm thrilled to hear that the team and I were able to help make your home-buying process smooth. Going above and beyond for our clients is what we strive for at Ruoff Mortgage. I'm...

Dave was amazing. He picked up after another loan officer with a different company dropped the ball on my mortgage and we still closed a week early. He was responsive, explained everything, answered all my questions, and kept me in the loop...

Reply from Dave Chmiel, Ruoff Mortgage

January 31st, 2025 05:42 PM

Thank you Jalyn. Those words do mean a lot to me as I do my best to provide service. Thanks again.

Dave is the best. This is the 2nd time he has helped me get a mortgage. I wouldn't even consider working with anyone else.

Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...

April 18th, 2024 03:10 PM

Thank you so much for the kind words and great survey Katie. I appreciate you very much and I always enjoy working with you.

Dave (and Pam) were excellent to work with because they were attentive, knowledgeable, friendly, and very communicative.

Clear communication the whole way and always quick to respond to any questions. Could not have gone smoother thanks to Dave and Pam

Reply from Dave Chmiel, Ruoff Mortgage

July 13th, 2026 03:59 PM

Thank you Mariah. It was a pleasure working with you and Lucas again.

I am pleased that I was made aware of all of the steps as they were taken for the loan process. I am not too fond of the Loan Butler. I was rather reluctant in signing all of the forms. I am not a realtor nor a lawyer so I feared I would sign...

Reply from Dave Chmiel, Ruoff Mortgage

July 13th, 2026 04:02 PM

Thank you Patty. I am glad that you had a good overall experience! I hope that you are settling into your new home and all went well with the move. Please let me know if you have any questions in the future.

Fast response times and honesty

Reply from Dave Chmiel

June 12th, 2026 04:48 PM

Thank you, Kevin, for highlighting the fast response times and honesty. I'm pleased to hear that these aspects stood out during your experience with me at Ruoff Mortgage.

This is the second time my husband and I have used Dave for our home purchas. Both experiences have been easy and most of all not stressful! We are beyond bless to have such a wonderful person to help us through this proces. Thank you so much...

Reply from Dave Chmiel

May 17th, 2026 03:19 PM

I'm grateful for your kind words, Trista. I'm so happy to hear that both of your home buying experiences with me have been easy and stress-free. It truly means a lot to be part of such important moments in your life, and I appreciate the trust...

This was our second time working with Dave and he made every step of the process as smooth as possible. His communication as well as his assistant Pam's was top notch. We would recommend him to anyone.

Reply from Dave Chmiel, Ruoff Mortgage

May 6th, 2026 02:36 PM

I'm grateful for your continued trust, Michael. It's appreciated to hear that both Pam and I were able to make the process smooth for you again. Your recommendation means a lot to me, and I'm pleased our communication met your expectations.

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About

Additional Licenses: NMLS# 1019783. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Mortgage originator for purchases and refinances.

Conventional loans

FHA mortgages

USDA mortgages

VA mortgages

IHCDA down payment assistance programs

Ruoff NextHome down payment assistance