

Dave Chmiel, Ruoff Mortgage
Senior Loan Officer | NMLS# 1019783 | Ruoff Mortga...


IPFW
Additional Licenses: NMLS# 1019783.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and s... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Dave is very responsive and answers any and all questions throughout the process. Highly recommended!
Reply from Dave Chmiel, Ruoff Mortgage
November 1st, 2024 02:17 PM
Thank you Alex!
Dave was wonderful
Reply from Dave Chmiel, Ruoff Mortgage
November 19th, 2024 09:13 PM
I'm thrilled to hear that you had a positive experience with me at Ruoff Mortgage, Kylie! It's always great to know that my efforts are appreciated. Thank you so much for the five-star rating. If you ever need anything in the future, don't...
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Easy to deal with vary organized
Reply from Dave Chmiel, Ruoff Mortgage
November 19th, 2024 09:15 PM
I'm thrilled to hear you had a positive experience, Susan. Your feedback means a lot to me and the team at Ruoff Mortgage. We always strive to be well-organized so that the process runs as smoothly as possible for our clients. Thanks for the...
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Great communication
Reply from Dave Chmiel, Ruoff Mortgage
December 17th, 2024 03:24 PM
Thanks for the stellar review, Glen!
Very good communication!
Reply from Dave Chmiel
May 7th, 2024 04:34 PM
Thank you Kolby! I hope your vacation is going well!
Worked hard to get the job done
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
April 10th, 2024 02:18 PM
Hi Zach. Thank you for the great survey. I appreciated your patience with the process, you were great to work with!
Dave was very helpful and knowledgeable about the loan process.
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
April 10th, 2024 02:17 PM
Thank you for the kind words Taylor. It was a real pleasure to work with you and Emma.
Dave was great to work with. He made the process straightforward and simple.
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
April 5th, 2024 03:20 PM
Thank you for the great survey. It was such a pleasure to work with you and Taylor!
Really. I didn’t agree to writing anything.
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
March 23rd, 2024 05:40 PM
Thank you for the great survey. It is always a pleasure to work with you and Cindy.
Dave was readily available to answer questions about any and all loan related documents and procedures. It really helped put a face to the name of all the moving parts.
Reply from Dave Chmiel | NMLS# 1019783 | Ruoff...
February 28th, 2024 04:19 PM
Thank you Brett for the kind words. I wish you and Nicole all the best!
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About
Additional Licenses: NMLS# 1019783.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Mortgage originator for purchases and refinances.
Conventional loans
FHA mortgages
USDA mortgages
VA mortgages
IHCDA down payment assistance programs
Ruoff NextHome down payment assistance
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Education
- IPFWHistoryBachelor of Arts (BA)Aug 1992 -May 1997

Positions
- Ruoff Mortgage - Sr. Mortgage Loan OfficerFeb 5th, 2013 - Current
Memberships
- NMLS member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1019783
Hobbies
- I enjoy traveling.
- Listening to music.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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