Dave Chmiel, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1110 East Dupont Road, Fort Wayne, Indiana, 46825
Telephone: +1-260-579-6767
Rating: 4.91

Senior Loan Officer | NMLS# 1019783 | Ruoff Mortga...

Ruoff Mortgage - North Fort Wayne

4.91

(56)

IPFW

Mortgage

Mortgage Loan Officer

IPFW

Contact Info

(260) 579-6767

Fort Wayne, IN

https://www.ruoff.com/DaveChmiel

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closed

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9 AM to 5 PM

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9 AM to 5 PM

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4.91

(56)

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4.9

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As a first time homebuyer i cannot express enough how efficient and easy the whole process with Ruoff was. Having the ability to use the app and website to upload files, fill out and sign forms was so convenient and painless. Thank you Dave...

Reply from Dave Chmiel, Ruoff Mortgage

April 6th, 2026 02:49 PM

Thank you Brittani. I love working with first time homebuyers and it is very gratifying to see them get their new home. Thanks again.

Patience and helping me understand it all through the entire experience given was TOTALLY new to THIS

Reply from Dave Chmiel, Ruoff Mortgage

April 1st, 2026 04:02 PM

I am so happy for you and I valued your trust in me. We accomplished a lot in a short period of time!

We were doing this long distance from Tennessee and Dave and Pam made this as easy as possible considering all the different twists and turns. Absolutely incredible customer service and we cannot thank them enough for everything that they did...

Reply from Dave Chmiel

April 1st, 2026 04:04 PM

Thank you for the positive review. I very much enjoyed working with you to achieve your goal and bring you back to the Hoosier state! Please let me know if you have any questions in the future.

Great communication!

Reply from Dave Chmiel

April 1st, 2026 04:05 PM

Thank you Alyssa! I wish you and Brandon all the best!

I love all about ruoff mortgase especially Dave and his assistant they help me out with everything I'm thankful to have them . Thank you so much for making this happen for me and my family. We enjoy our new home . 😊

Reply from Dave Chmiel, Ruoff Mortgage

November 25th, 2025 02:52 PM

Thank you Rusel. I enjoyed working with both you and Ladia to get your new home. I wish you many years of happiness!

Very easy process and was kept updated

Reply from Dave Chmiel, Ruoff Mortgage

November 25th, 2025 02:53 PM

Hi Angela and Kory, It was a pleasure working with you again and I am happy that we were able to lower your monthly payment for you.

This was my 3rd time using ruoff and Dave C. As my loan officer. Cant recommend enough! The whole process was smooth and clear. I was always informed of the progress and Dave and his team always made themselves available to answer any questions...

Reply from Dave Chmiel, Ruoff Mortgage

November 4th, 2025 03:45 PM

Thank you so much for the kind words Nathan. It is always a pleasure to work with you! I wish you the best with your new home.

Dave was communicative and helpful right up to the end of closing and continued to help me with issues after closing also!

Reply from Dave Chmiel, Ruoff Mortgage

November 3rd, 2025 03:03 PM

It was a pleasure to work with you Sarah! Thank you for the good survey.

Everyone at Ruoff was an absolute delight to work with! They were all so knowledgeable and extremely helpful when we needed it . Dave was a joy to work with just like when he helped us purchase our first home and we're so glad to have gone...

Reply from Dave Chmiel, Ruoff Mortgage

July 25th, 2025 04:02 PM

Thank you so much for the kind words, it means a lot to me. I will let Pam know too!

Loan officer Dave Chmiel and Pam Zent were both friendly and on top of everything!

Reply from Dave Chmiel

July 25th, 2025 04:04 PM

Thank you very much. Pam has been such an asset to me as she really keeps track of everything!

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About

Additional Licenses: NMLS# 1019783. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Specialities

Mortgage originator for purchases and refinances.

Conventional loans

FHA mortgages

USDA mortgages

VA mortgages

IHCDA down payment assistance programs

Ruoff NextHome down payment assistance